




3843 Eloise Estates Ct, Winter Haven, FL, 33881
About This Home
HUGE PRICE REDUCTION! POND-VIEW MOVE-IN READY HOME! Enjoy a serene setting and modern updates including tile flooring & kitchen backsplash (2022) and a NEW ROOF (2023). Kitchen features granite countertops and stainless steel refrigerator. Spacious master suite with pond view, walk-in closet, and large bathroom. Split bedroom layout offers privacy and comfort. Located near Lake Smart with Chain of Lakes access! Community offers a pool and is just a short walk to the lake. This community also offers a community dock so bring your poles. Conveniently located near HWY 27, I-4, and HWY 60. Approx. 6 miles to LEGOLAND, 4 miles to Winter Haven Hospital & Publix, and 6 miles to Winter Haven Regional Airport. Furnishings negotiable (TVs do not convey). Schedule your showing today—don’t miss this opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dinette
- Level: First
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Stone Counters,Thermostat
- Door features: Sliding Doors
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,969
- Total interior livable area: 1,600 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 262810530501001060
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
- Waterfront features: Pond,Lake Privileges,Fishing Pier
Lot
- Lot size: 5,249 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $340 | $4,080 |
| Electricity | $197 | $2,366 |
| Total | $2,214 | $26,568 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-07 | Price change | $280,000 |
| 2025-11-19 | Price change | $296,000 |
| 2025-10-10 | Listed for sale | $299,900 |
| 2024-11-10 | Listing removed | $270,000 |
| 2024-07-11 | Listing removed | $320,000 |
| 2024-04-18 | Price change | $320,000 |
| 2024-01-13 | Listed for sale | $333,000 |
| 2024-01-02 | Listing removed | -- |
| 2023-04-05 | Price change | $333,500 |
| 2023-03-05 | Listed for sale | $335,500 |
| 2021-11-15 | Sold | $270,000 |
| 2021-10-21 | Pending sale | $270,000 |
| 2021-10-09 | Listed for sale | $270,000 |
| 2014-12-01 | Sold | $146,490 |
