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1390 HARBOR RIDGE DRIVE, Poinciana, FL, 34759

2beds
2baths
1,719sqft
$320,000
$186price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

REDUCED, Open to Offers. Mature landscaping greets you as you enter the Arched Covered Entry into a Formal Foyer with direct access from the Two car garage with electric door opener & utility sink. Ceramic tile throughout most of the living areas, carpet only in the bedrooms. From the Foyer you have a hall to the Laundry room with shelving for extra storage & designated AC closet. The Kitchen with it's open design & beautiful 42" Wood cabinets, Stone counters, walk-in Pantry with it's own light feature. Stainless steel appliances, with the stove & microwave having been replaced in 2022. This Open Concept floorplan is desirable for entertaining with family & friends. There's ample natural light from an abundance of windows with tasteful window treatments. From the Great room enter the Screened Lanai with sliding glass doors where you can enjoy your morning coffee or unwind at night. There's plenty of space between you & your rear neighbor. The Primary Suite is a good size & the Ensuite Bathroom has Two Walk-in Closets, Raised Double Sink Vanities, oversized Framed Mirror, Large Tiled Walk-in Shower & separate Water Closet. The Study/Home office is located off the Dining area & for complete privacy Bedroom 2 is off the Kitchen area with easy access to the Hall Bathroom. This home is ONLY 11 years young, Seller is motivated, come view it today & start enjoying this Solivita life style in this Premier Active 55+ Golf community. Solivita is a Private Gated community with over 14 Pools, Two Fitness Centers, Pharmacy with a convenience store, Restaurants, 2 Champion 18 hole golf courses, driving range, Tennis, Pickleball, Basketball, Kids Playground, Dog lots, Softball Field, shuffleboard, bocce ball, billiard room & Ball room to just name a few. There's over 200 social clubs with monthly dances, you can be as active as you'd like. Outside the Main Solivita Gate, there's a Hospital, Banks, Restaurants, Grocery store & shopping for all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
Haines City Senior High SchoolGrades PK,9-126.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Brescia
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Dining Room

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 234
  • Dimensions: 13x18

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,322
  • Total interior livable area: 1,719 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 282716933611001000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Private Yard
  • Waterfront features: Lake
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 5,062 sqft
  • Features: In County

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$232$2,784
Property Taxes $342$4,104
Electricity $197$2,366
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$314,900
2026-06-16Listed for sale$320,000
2026-01-12Listing removed$325,990
2025-06-03Price change$325,990
2025-05-13Listed for sale$359,990
2024-04-04Listing removed--
2024-01-25Listed for rent$2,000
2024-01-20Listing removed--
2023-12-03Price change$348,000
2023-06-06Listed for sale$365,000
2015-06-19Sold$184,900

For Sale by Agent

AgentCherie Pontes
BrokerageBORCHINI REALTY

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