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9495 E Baymeadows Dr, Inverness, FL, 34450

5beds
4baths
2,538sqft
$445,000
$175price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Welcome to Baymeadows, one of Inverness’s favorite neighborhoods! This beautiful 5-bedroom, 4-bath home (plus office!) and private in-law suite was built in 2023 and sits on an oversized corner lot with a peaceful water view. Inside, you’ll love the bright, open layout, spacious laundry room, and plenty of room for family and guests. Entertain with ease at the stylish wet bar, perfect for gatherings or relaxing evenings at home. Thoughtfully designed with energy-efficient solar panels, the home offers both comfort and savings. Enjoy everything Inverness has to offer you’re just minutes from lakes, boat ramp, parks, and the historic downtown area with its local shops, restaurants, and festivals. Whether you’re out on the water, biking the nearby trails, or relaxing at home, this spot has it all. Don’t miss your chance to make this beautiful Baymeadows home yours — schedule a tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Inverness Primary SchoolGrades PK-53.7 mi
4/10
Citrus High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave Hood Fan,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Dual Sinks,Main Level Primary,Primary Suite
  • Flooring: Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,167
  • Total interior livable area: 2,538 sqft

Property

Details

  • Parcel number: 2363517
  • Zoning: CLR
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.61 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$268$3,216
Property Taxes $565$6,780
Electricity $255$3,065
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 34450$114
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34450$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$445,000
2026-01-12Price change$459,900
2025-11-05Listed for sale$475,000
2025-10-17Listing removed$475,000
2025-09-12Price change$475,000
2025-07-28Price change$483,000
2025-06-27Price change$495,000
2025-06-12Listed for sale$535,000
2021-10-29Sold$22,500
2021-09-28Pending sale$27,500
2021-09-09Listed for sale$27,500
2006-01-04Sold$67,300
2004-11-10Sold$35,500

For Sale by Agent

AgentJohn Holloway Jr.
BrokerageThe Holloway Group

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