513 CENTRAL RIDGE LANE, Frostproof, FL, 33843
About This Home
Virtually Staged. Welcome to this beautifully upgraded 3-bedroom, 2-bath pool home featuring a versatile study/den that can easily serve as a 4th bedroom. Offering over 1,800 square feet of living space, this open-concept floor plan is designed for comfortable everyday living and effortless entertaining. Step outside to your own private backyard retreat situated on a spacious 0.23-acre lot. Enjoy the stunning saltwater pool, installed in 2025, complete with a Pentair pool pump and color-changing lighting for the perfect evening ambiance. The expansive screened lanai features a covered seating area with insulated roofing to help keep you cool while relaxing outdoors. A wood privacy fence, also installed in 2025, creates a secluded outdoor oasis that truly extends your living space. Inside, you'll appreciate the many upgrades throughout the home, including LED lighting, ceiling fans in every room (installed in 2025), custom window coverings, elegant curved accent walls in the primary bedroom and study, and Govee smart exterior lighting that allows you to customize your home's appearance with the touch of an app. Additional 2025 improvements include new gutters and enhanced outdoor features, along with a full irrigation system to keep the landscaping looking its best. The split-bedroom floor plan offers privacy for the spacious primary suite, featuring a vast walk-in closet and an en-suite bath with dual vanities, a step-in shower, and a built-in shower bench. The inviting breakfast nook overlooks the pool and lanai, making it the perfect place to enjoy your morning coffee. An indoor laundry room adds convenience, and the kitchen comes complete with a dishwasher, disposal, microwave, range, range hood, and refrigerator. This move-in-ready home is loaded with thoughtful upgrades that have already been completed for you. Don't miss the opportunity to own this exceptional property—schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator
- Laundry features: Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
- Area: 132
- Dimensions: 11x12
Dining Room
- Level: First
- Area: 90
- Dimensions: 10x9
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,301
- Total interior livable area: 1,816 sqft
Kitchen
- Level: First
- Area: 132
- Dimensions: 11x12
Living Room
- Level: First
- Area: 304
- Dimensions: 16x19
Primary Bathroom
- Features: Built-in Closet
- Level: First
- Area: 112
- Dimensions: 8x14
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 224
- Dimensions: 14x16
Property
Details
- Parcel number: 283128965101000040
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Fiberglass,Salt Water,Screen Enclosure
- Patio & porch: Covered,Rear Porch,Screened
- Exterior features: Irrigation System,Lighting,Private Yard,Rain Gutters
- Fencing: Wood
Lot
- Lot size: 10,154 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Strong Wind
- Wildfire
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $522 | $6,264 |
| Electricity | $197 | $2,366 |
| Total | $2,652 | $31,824 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $339,900 |
| 2026-07-21 | Listed for sale | $349,900 |
| 2025-04-28 | Sold | $289,900 |
| 2025-04-01 | Pending sale | $284,900 |
| 2025-03-22 | Price change | $284,900 |
| 2025-01-16 | Listed for sale | $293,000 |
| 2024-08-02 | Sold | $293,000 |
| 2024-07-10 | Pending sale | $293,000 |
| 2024-06-07 | Price change | $293,000 |
| 2024-06-01 | Price change | $298,000 |
| 2024-05-15 | Price change | $310,000 |
| 2024-04-04 | Price change | $319,900 |
| 2024-03-27 | Price change | $322,000 |
| 2024-01-17 | Listed for sale | $325,000 |
| 2021-10-05 | Sold | $230,784 |
| 2021-04-08 | Sold | $26,000 |
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