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128 WILLOW DRIVE, Poinciana, FL, 34759

3beds
2baths
1,555sqft
$279,900
$180price/sqft
$2,114/moest. monthly cost
$84,560/yrincome needed

About This Home

This beautiful and modern 3-bedroom, 2-bathroom home offers a bright, open, and inviting living space with contemporary finishes throughout. The home features stylish tile flooring throughout, creating a clean and cohesive look while offering easy maintenance. High ceilings enhance the spacious feel of the home, while abundant natural light fills the interior. The modern kitchen is a standout feature, offering a bright and contemporary design perfect for everyday living and entertaining. With its modern style, open feel, and excellent natural light, this home is a wonderful opportunity for those looking for comfort, functionality, and contemporary Florida living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-51.2 mi
3/10
Haines City Senior High SchoolGrades PK,9-127.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet

Bathroom2

  • Level: First
  • Area: 50
  • Dimensions: 10x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 255
  • Dimensions: 15x17

Features

  • Ceiling Fan(s),High Ceilings
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: First
  • Area: 195
  • Dimensions: 13x15

Laundry

  • Level: First
  • Area: 24
  • Dimensions: 6x4

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 18x8

Primary Bathroom

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 282810935240832080
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 7,100 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$203$2,436
Property Taxes $299$3,588
Electricity $197$2,366
Total$2,114$25,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,480/yr
40% on housing$63,420/yr
45% on housing$56,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$274,900
2026-07-21Listed for sale$279,900
2025-06-18Listing removed$1,795
2025-06-03Listed for rent$1,795
2024-09-13Listing removed$1,725
2024-08-21Price change$1,725
2024-08-09Price change$1,795
2024-08-05Listed for rent$1,895
2019-02-18Sold$18,000
2004-12-08Sold$13,500

For Sale by Agent

AgentAntoine Divay
BrokerageFCG REALTY

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