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229 3rd St, Pocono Pines, PA, 18350

2beds
2baths
1,376sqft
$309,900
$225price/sqft
$2,312/moest. monthly cost
$92,480/yrincome needed

About This Home

Sharing the early nostalgia of Lake Naomi. This treasured home built in 1948, has captured the hearts of multiple generations of its loving owners. Just steps to the lake and beach, mountain warmth radiates charm throughout. Spacious sun-filled living highlighted by a cozy stone wood burning fireplace and beautiful knotty pine walls accenting the inviting relaxed atmosphere. Tasteful eat in kitchen with attractive cabinetry, granite counters and stainless appliances. 1st floor with 2 pleasant bedrooms and bath. 2nd floor with a 2nd bath and an oversized comfortable sleeping loft which is sure to be a favorite. Delightful outdoor living with deck and a .68-acre lot setting with shed for your lake toys. Brand new 2025 septic system. Nicely maintained and offered furnished for move in appeal. Best of all, a unique opportunity to benefit by deeded rights of the Pocono Pines Community Association to join the Lake Naomi Club with fun filled year-round activities for all ages. Come relish the appeal of yesteryear while creating your own special memories.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Tobyhanna El CenterGrades K-60.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Electric Range,Refrigerator,Water Heater,Dishwasher,Microwave,Stainless Steel Appliance(s),Washer/Dryer Stacked,Water Softener Owned

Basement

  • Basement: Sump Hole,Sump Pump,Vapor Barrier

Bathroom2

  • Level: Second
  • Area: 44.59
  • Dimensions: 4.9 x 9.1

Bedroom2

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters
  • Door features: Storm Door(s)
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,376

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,376
  • Total interior livable area: 1,376 sqft

Kitchen

  • Level: First
  • Area: 172.8
  • Dimensions: 12 x 14.4

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 15 x 20

Loft

  • Level: Second
  • Area: 235.8
  • Dimensions: 13.1 x 18

Master Bathroom

  • Level: First
  • Area: 43.61
  • Dimensions: 8.9 x 4.9

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Property

Details

  • Parcel number: 19.9.2.9
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Porch,Deck

Lot

  • Lot size: 0.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$103$1,236
Property Taxes $418$5,016
Electricity $224$2,692
Total$2,312$27,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,268/yr
40% on housing$69,360/yr
45% on housing$61,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 18350$250
Monroe County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 18350$284
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-11Listed for sale$324,900

For Sale by Agent

AgentClaire Dembinski
BrokerageDembinski Realty Company

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