863 LAKE CUMMINGS BOULEVARD, Lake Alfred, FL, 33850
About This Home
NEED MORE SPACE? INCREDIBLE VALUE! 5 BEDROOMS • 3 BATHS • NEW ROOF • NEW HVAC • LARGE CORNER LOT • GATED LAKE COMMUNITY! Flexible living for multi-generational families, guests, a home office or simply MORE ROOM TO LIVE, plus a FENCED IN BACKYARD, PRIVATE COMMUNITY BOAT RAMP WITH DOCK with YEAR ROUND BOAT PARKING AT THE LAKE• MINUTES TO WINTER HAVEN, LAKELAND, AUBURNDALE, HAINES CITY in CENTRAL FLORIDA ...Unlike waiting months for new construction, this beautifully updated home is available now and offers the space, flexibility, established neighborhood and all the convenience today's buyers are looking for. LUXURY INSPIRED UPDATES and MOVE IN READY 5-bedroom, 3-bath home. The flexible floor plan allows you to enjoy all 5 bedrooms or easily lives like a 4 bedroom to customize the extra room as a private home office, guest suite, playroom, media room, fitness room, homeschool space, hobby room, or guest retreat. Enjoy peace of mind with a NEW ROOF (2024) and NEW HVAC SYSTEM (2026), plus fresh interior and exterior paint, luxury vinyl plank flooring, gorgeous granite countertops, stainless steel appliances, updated lighting, modern hardware and designer finishes. Screened lanai and pergola. GREAT for entertaining, relaxing, or enjoying the Florida lifestyle. Residents enjoy exclusive access to a private boat ramp, fishing dock, lake access, and year round boat parking, making it easy to enjoy boating, fishing, kayaking, or peaceful evenings by the water. Surrounding areas include shopping, restaurants, medical facilities, LEGOLAND Florida, Disney, Orlando attractions and recreational parks. Whether you're searching for room to grow, a home that accommodates multiple generations, work from home or simply more living space, this exceptional property offers incredible value. Schedule your private showing today and take a tour! You are going to love living here!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Dual Closets
- Level: First
- Area: 110
- Dimensions: 11x10
Bedroom3
- Features: Walk-In Closet(s)
- Level: Second
- Area: 132
- Dimensions: 12x11
Bedroom4
- Features: Walk-In Closet(s)
- Level: Second
- Area: 132
- Dimensions: 11x12
Bedroom5
- Features: Walk-In Closet(s)
- Level: Second
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Features: Storage Closet
- Level: Second
- Area: 132
- Dimensions: 11x12
Dining Room
- Level: First
- Area: 110
- Dimensions: 11x10
Features
- Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl,Hardwood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,172
- Total interior livable area: 2,696 sqft
Kitchen
- Level: First
- Area: 143
- Dimensions: 11x13
Living Room
- Level: First
- Area: 225
- Dimensions: 15x15
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 260
- Dimensions: 13x20
Property
Details
- Parcel number: 262731497501000220
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed,Patio,Screened
- Exterior features: Irrigation System
- Fencing: Vinyl
- On waterfront: Yes
- Waterfront features: Lake,Waterfront,Lake Privileges,Boat Ramp - Private,Fishing Pier,Skiing Allowed
- Waterbody name: LAKE CUMMINGS
Lot
- Lot size: 9,788 sqft
- Features: Corner Lot,Cul-De-Sac,Landscaped,Oversized Lot
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $194 | $2,328 |
| Property Taxes | $513 | $6,156 |
| Electricity | $271 | $3,255 |
| Total | $2,995 | $35,940 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $399,000 |
| 2026-07-15 | Price change | $419,000 |
| 2026-06-24 | Price change | $429,000 |
| 2026-06-06 | Listed for sale | $435,000 |
| 2021-07-14 | Sold | $325,000 |
| 2021-05-24 | Pending sale | $300,000 |
| 2021-05-19 | Listed for sale | $300,000 |
| 2017-04-18 | Sold | $204,998 |
View on Zillow