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539 Waterfern Trail Dr, Auburndale, FL, 33823

3beds
3baths
2,911sqft
$579,999
$199price/sqft
$4,331/moest. monthly cost
$173,240/yrincome needed

About This Home

PRICED BELOW RECENT APPRAISAL!! Experience refined Florida living in this custom-built 2018 Hulbert Homes pool home ideally positioned on a tranquil pond with beautiful upper-level views of Lake Van, located within the gated and highly sought-after community of Water Ridge. Offering 2,911 square feet of living area, this thoughtfully designed residence features 3 bedrooms, a private office, a spacious loft that could easily serve as a 4th bedroom, and 2.5 bathrooms, blending comfort, flexibility, and style. Designed for both everyday living and entertaining, the open-concept first floor showcases a welcoming great room, spacious dining area, and a well-appointed kitchen. The kitchen features a large island with a breakfast bar, walk-in pantry, stainless steel appliances, and the rare convenience of two dishwashers. Gorgeous wood flooring flows throughout the living spaces, complemented by elegant crown molding that adds a refined touch throughout the main living areas. The primary suite is privately located on the first floor and enjoys peaceful pool views, along with a generous walk-in closet with linen storage and a spa-like en-suite bath featuring granite countertops, dual sinks, a freestanding soaking tub, and a large walk-in shower. Also on the main level are a private office with French doors, a convenient guest half bath, mudroom off the garage, inside laundry room with extensive cabinetry and granite folding counter, and access to the 2-car garage with epoxy flooring. Upstairs, the expansive loft offers flexibility as a second living area, playroom, or potential fourth bedroom, while picture windows capture stunning views of Lake Van. Two additional generously sized bedrooms share a well-appointed bathroom with granite countertops, dual sinks, and a tub/shower combination. The home also provides excellent storage, including multiple closets, an under-stair storage space, a walk-in storage closet, and additional linen storage upstairs. Outdoor living is equally impressive with a screen-enclosed saltwater swimming pool built in 2021, surrounded by pavers and complemented by a covered lanai perfect for year-round enjoyment. Whether hosting friends under the covered patio with the wall-mounted TV or relaxing poolside in the Florida sunshine, this backyard retreat was designed for both entertaining and relaxation. Additional features include ceiling fans and window blinds throughout, an irrigation system with timer, mature landscaping, and more. Residents of Water Ridge enjoy an exceptional lifestyle with resort-style amenities, including a clubhouse, state-of-the-art fitness center, sauna, three community pools (including a lap pool), tennis, basketball and pickleball courts, three boat docks, community boat ramps, and boat/trailer storage. Ideally located between Tampa and Orlando, this beautiful home offers the perfect blend of luxury and convenience in one of Central Florida’s most desirable gated communities. Schedule your private showing today and experience Water Ridge living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Auburndale Senior High SchoolGrades PK,9-122.4 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 88
  • Dimensions: 8x11

Bathroom2

  • Features: Dual Sinks,Granite Counters,Stone Counters,Tub With Shower,Linen Closet
  • Level: Second
  • Area: 55
  • Dimensions: 5x11

Bathroom3

  • Level: First
  • Area: 35
  • Dimensions: 5x7

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Tile,Hardwood

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 300
  • Dimensions: 15x20

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,532
  • Total interior livable area: 2,911 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Granite Counters,Kitchen Island,Stone Counters,Storage Closet
  • Level: First
  • Area: 294
  • Dimensions: 14x21

Laundry

  • Features: Granite Counters,Stone Counters
  • Level: First
  • Area: 42
  • Dimensions: 6x7

Loft

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 280
  • Dimensions: 14x20

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Primary Bathroom

  • Features: Dual Sinks,Garden Bath,Granite Counters,Stone Counters,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Linen Closet
  • Level: First
  • Area: 171
  • Dimensions: 9x19

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 289
  • Dimensions: 17x17

Property

Details

  • Parcel number: 252736305501000530
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Salt Water,Screen Enclosure
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Sidewalk
  • Has view: Yes
  • View description: Water,Lake,Pond
  • Has water view: Yes
  • Water view: Water,Lake,Pond
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,Pond,Lake Privileges,Skiing Allowed
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 8,869 sqft
  • Features: City Lot,Landscaped,Sidewalk
  • Lot size dimensions: 70 x 137 x 59 x 137

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$430$5,160
Property Taxes $677$8,124
Electricity $292$3,515
Total$4,331$51,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,491/yr
40% on housing$129,930/yr
45% on housing$115,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 33823$131
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33823$177
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$594,900
2026-04-06Price change$599,900
2026-03-13Listed for sale$639,900
2026-03-06Listing removed$649,900
2026-02-18Price change$649,900
2025-11-11Price change$699,900
2025-09-26Listed for sale$724,900
2018-06-25Sold$405,000
2018-01-31Listed for sale$399,900
2017-11-17Sold$8,000
2016-12-01Listing removed$19,900
2015-12-16Price change$19,900
2015-10-06Listed for sale$449,000
2011-01-05Sold$6,000
2005-12-30Sold$125,900

For Sale by Agent

AgentDeanna Stone
BrokerageTHE STONES REAL ESTATE FIRM

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