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9029 N Stern Way, Citrus Springs, FL, 34434

3beds
2baths
1,400sqft
$244,000
$174price/sqft
$1,752/moest. monthly cost
$70,080/yrincome needed

About This Home

Home is complete!! This gorgeous brand-new home located in Citrus Springs is the ideal escape from the hustle and bustle of city life! With an open floor plan, pleasing neutral colors and vinyl plank flooring throughout, this 3-bedroom, 2-bathroom residence has all the charm and comfort any family could desire. Showcasing shaker style cabinets with granite counter tops in the kitchen, a washer/dryer hook up in the inside laundry for added convenience, plus a stainless-steel appliance package, this home is sure to impress. Enjoy your time in the neighborhood while nearby shopping, dining, medical centers and natural springs keep life exciting. Plus, its location near pristine rivers and springs allows for outdoor activities where adventure finds you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Range Hood

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,839
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 1847665
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$194$2,328
Property Taxes $128$1,536
Electricity $197$2,366
Total$1,752$21,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,068/yr
40% on housing$52,560/yr
45% on housing$46,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 34434$133
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34434$162
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$242,000
2026-04-15Price change$244,000
2026-03-25Price change$246,000
2026-03-05Price change$247,900
2026-01-21Price change$249,900
2025-10-13Price change$252,000
2025-09-16Listed for sale$255,000
2024-09-12Sold$12,000
2013-02-25Sold$5,500
2004-07-06Sold$7,900

New Construction

AgentWhitney Fowler
BrokeragePlatinum Homes And Land Realty

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