2269 Bella Luna Cir, Lakeland, FL, 33810
About This Home
**INVESTOR SPECIAL – CASH ONLY!** Major upside opportunity in the highly desirable gated community of TerraLargo. This 5-bedroom, 2.5-bath home offers strong potential for investors, flippers, or cash buyers looking for their next project. Spacious floor plan with primary suite downstairs, open living areas, large backyard, and a kitchen with island and stone countertops. Property needs significant work and is priced accordingly. Repairs and updates needed throughout, including flooring, paint, cosmetic renovations, and additional deferred maintenance. Sold STRICTLY AS-IS. Seller is motivated and looking for a fast cash closing. Located in a resort-style gated community featuring a clubhouse, pool, fitness center, playground, and scenic common areas. HOA includes cable and internet. No CDD fees. Convenient access to I-4, shopping, dining, and major Lakeland amenities. Serious cash buyers and investors only. Highest and best offers encouraged.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stone,Stucco
Other
- Builder name: DR Horton
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Microwave,Refrigerator
- Laundry features: Inside,Laundry Closet
Bedroom2
- Features: Built-in Closet
- Level: Second
- Area: 154
- Dimensions: 11x14
Bedroom3
- Features: Walk-In Closet(s)
- Level: Second
- Area: 120
- Dimensions: 12x10
Bedroom4
- Features: Walk-In Closet(s)
- Level: Second
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 300
- Dimensions: 25x12
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,526
- Total interior livable area: 2,888 sqft
Kitchen
- Level: First
- Area: 192
- Dimensions: 12x16
Primary Bedroom
- Features: Dual Sinks,Garden Bath,Tub With Shower,Walk-In Closet(s)
- Level: First
- Area: 208
- Dimensions: 16x13
Property
Details
- Parcel number: 232727010504002200
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony,Irrigation System,Sidewalk
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 8,699 sqft
- Features: Conservation Area
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $445 | $5,340 |
| Electricity | $290 | $3,487 |
| Total | $2,834 | $34,008 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $365,000 |
| 2026-05-05 | Price change | $375,000 |
| 2026-04-22 | Price change | $380,000 |
| 2026-02-27 | Price change | $400,000 |
| 2026-02-04 | Price change | $405,000 |
| 2026-01-30 | Price change | $410,000 |
| 2026-01-26 | Listed for sale | $421,999 |
| 2023-09-29 | Listing removed | -- |
| 2023-08-10 | Price change | $415,000 |
| 2023-08-01 | Pending sale | $425,000 |
| 2023-06-23 | Price change | $425,000 |
| 2023-05-31 | Listed for sale | $440,000 |
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