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433 Caribbean Ct, Poinciana, FL, 34759

3beds
2baths
1,328sqft
$299,990
$226price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

Under Construction. The Archer ll is a 3-bedroom, 2-bathroom home that has 1,328 sq ft of living space, a two-car garage. It features an open-concept layout, a kitchen with island and quartz countertops, and a Smart home technology package. Contact for more information. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-51.8 mi
3/10
Haines City Senior High SchoolGrades PK,9-126.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Archer ll
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 103
  • Dimensions: 10x10.3

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 101
  • Dimensions: 10x10.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 155.04
  • Dimensions: 11.4x13.6

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,328 sqft

Kitchen

  • Level: First
  • Area: 181.56
  • Dimensions: 17.8x10.2

Living Room

  • Level: First
  • Area: 176.8
  • Dimensions: 13x13.6

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 158.4
  • Dimensions: 12x13.2

Property

Details

  • Parcel number: 282733934460478080
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered

Lot

  • Lot size: 8,150 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$217$2,604
Property Taxes $182$2,184
Electricity $197$2,366
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$310,990
2025-12-31Sold$33,000

New Construction Spec

AgentStephen Cline
BrokerageDR HORTON REALTY OF CENTRAL FLORIDA LLC

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