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521 BIG BLACK WAY, Poinciana, FL, 34759

3beds
2baths
1,629sqft
$265,000
$163price/sqft
$2,010/moest. monthly cost
$80,400/yrincome needed

About This Home

Short Sale. This short sale opportunity presents a residence brimming with potential for the right buyer willing to add a touch of TLC and vision. From the moment you step into the welcoming foyer, the home’s inviting one-story layout sets the stage for comfort and possibility. At the heart of the residence lies a spacious family room, ideal for creating memories with loved ones or enjoying quiet evenings. The open-concept kitchen, seamlessly connected to the family living area and covered patio, offers the perfect flow for entertaining guests indoors or out. The private master retreat provides a generous haven for rest and relaxation, while two additional bedrooms offer versatile space for family, guests, or even a home office. Thoughtfully designed with the popular Bimini floor plan, this home truly caters to the needs of today’s active lifestyle. Nestled within the vibrant community of Poinciana, residents enjoy an abundance of amenities, including scenic parks, sports courts, playgrounds, conservation areas, and easy access to world-class Orlando attractions. This property is a wonderful canvas, ready for your personal touch to restore its full charm and potential.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
3/10
Haines City Senior High SchoolGrades PK,9-127.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 70
  • Dimensions: 7x10

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Flooring: Concrete,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 1,629 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island
  • Level: First
  • Area: 165
  • Dimensions: 11x15

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 255
  • Dimensions: 17x15

Office

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub
  • Level: First
  • Area: 80
  • Dimensions: 8x10

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 282815935360017060
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting,Sidewalk

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$192$2,304
Property Taxes $282$3,384
Electricity $197$2,366
Total$2,010$24,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,914/yr
40% on housing$60,300/yr
45% on housing$53,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$265,000
2026-07-22Contingent$265,000
2026-04-22Pending sale$265,000
2026-02-11Price change$265,000
2025-09-05Listed for sale$285,000
2023-09-29Sold$344,900
2023-08-14Pending sale$344,900
2023-08-03Price change$342,900
2023-06-30Pending sale$339,900
2023-06-27Listed for sale$339,900
2021-09-13Sold$47,000

Pre-Foreclosure - For Sale by Agent

AgentJimletta Vareene-Thomas
BrokerageLAWYERS REAL ESTATE

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