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700 E Boston St, Hernando, FL, 34442

4beds
2baths
2,154sqft
$549,999
$255price/sqft
$4,041/moest. monthly cost
$161,640/yrincome needed

About This Home

BUYER BONUS!!!!! Up to 2% of the loan amount available as a credit to the buyer toward closing costs, pre-paids, or rate buy-down when using preferred lender. Buyer may choose any lender of their preference. This 4-bedroom, 2-bath, 3-car garage home sits on a beautifully cleared and landscaped 1-acre lot and offers a bright, open-concept floor plan ideal for entertaining. The home features stunning granite countertops throughout, white cabinetry, fingerprint-resistant stainless steel appliances, a convection oven, breakfast nook, and large pantry. The spacious primary suite includes a walk-in closet, dual granite vanities, a garden tub, and a large tiled shower. Triple sliding doors open to a private outdoor oasis with a screen-enclosed saltwater pool, expansive paver patio with firepit, and peaceful backyard views. A unique feature is the authentic Chickee hut, handcrafted on-site by a Seminole elder using solid cypress poles and palm frond thatching. Conveniently located near Inverness and Crystal River with access to Rails-to-Trails, boating, fishing, Rainbow River, and the Gulf of Mexico. 2021 Roof, 2021 HVAC, 2021 Hot Water Heater.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Lecanto Middle SchoolGrades 6-86.6 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Ice Maker,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl

Great Room

  • Features: Ceiling Fan(s)
  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,053
  • Total interior livable area: 2,154 sqft

Kitchen

  • Features: Granite Counters
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 2290838
  • Zoning: CRR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting,Salt Water,Screen Enclosure
  • Patio & porch: Enclosed,Rear Porch
  • Exterior features: Irrigation System,Lighting,Sprinkler Metered
  • Has view: Yes
  • View description: Golf Course
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1.00 Acres
  • Features: Cleared,Landscaped,Near Golf Course

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$356$4,272
Property Taxes $688$8,256
Electricity $216$2,601
Total$4,041$48,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,548/yr
40% on housing$121,230/yr
45% on housing$107,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$196
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Price change$549,999
2025-09-11Price change$550,000
2025-08-16Listed for sale$565,500
2024-02-07Sold$499,000
2023-12-19Pending sale$499,000
2023-11-29Price change$499,000
2023-11-01Price change$509,000
2023-10-23Listed for sale$519,000
2021-04-07Sold$359,755
2020-12-22Pending sale$359,775
2020-12-10Price change$359,775
2020-10-14Pending sale$349,000
2020-07-30Listed for sale$349,000
2019-02-06Sold$18,000
2019-01-17Pending sale$22,000
2018-11-15Listed for sale$22,000
2000-05-04Sold$22,000

For Sale by Agent

AgentKatrina Meeks
BrokeragePROFESSIONAL REALTY OF OCALA

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