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7181 N Waycross Way, Citrus Springs, FL, 34433

3beds
2baths
1,888sqft
$320,000
$169price/sqft
$2,533/moest. monthly cost
$101,320/yrincome needed

About This Home

Welcome Home to Palmwood Charleston! Get ready to fall head over heels because this jaw-dropping NEW CONSTRUCTION Farmhouse beauty is calling your name! Step through the stunning double-door entry into a spacious foyer that opens up to a bright, airy open-concept floor plan — Great for making memories with the whole family! The main living areas feature gorgeous Luxury Vinyl Plank flooring that flows seamlessly throughout, while the chef-inspired kitchen is an absolute showstopper featuring a LARGE island, crisp white soft-close cabinetry, quartz countertops, a full stainless steel appliance package (yes, the refrigerator with water & ice dispenser is included!), a pantry, and everyone's favorite — the Arrival/Coffee Center for those busy morning school runs! The primary suite is your personal retreat after a long day of adventure, boasting dual sinks, a gorgeous snail shower, and not one — but TWO walk-in closets! The additional 2 bedrooms, flex space, and 2-car garage give your family ALL the room to grow, play, and thrive. Wind down your evenings on the large Lanai soaking in those peaceful nature views — pure Florida magic! The home also comes loaded with designer lighting, LED surface-mount fixtures, ceiling fans in all bedrooms and the great room, window blinds, a full sprinkler system, landscaping, and a HOME WARRANTY for total peace of mind! And speaking of adventure — Citrus Springs and the surrounding area is an absolute playground for families! Just minutes away you'll find the breathtaking Rainbow Springs State Park where you can kayak, swim in crystal-clear natural springs, and hike scenic trails. Explore Withlacoochee State Forest for biking, horseback riding, and camping under the stars! Head over to Crystal River for the one-of-a-kind experience of swimming with manatees — a bucket-list moment the kids will NEVER forget! Spend weekends fishing on the Withlacoochee River, exploring Dunnellon's charming shops and restaurants, or catching live entertainment at local community events. With top-rated golf courses, farmers markets, and the Nature Coast Trail right at your doorstep, there is truly something for everyone! This is more than a house — it's the lifestyle your family deserves. Come see it before it's gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
4/10
Crystal River High SchoolGrades PK,9-127.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dual Sinks,Primary Suite,Open Floorplan,Pantry,Shower Only,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,625
  • Total interior livable area: 1,888 sqft

Property

Details

  • Parcel number: 1346070
  • Zoning: RUR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$192$2,304
Property Taxes $526$6,312
Electricity $197$2,366
Total$2,533$30,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,845/yr
40% on housing$75,990/yr
45% on housing$67,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 34433$154
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34433$161
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$335,000
2026-01-11Price change$337,900
2025-10-31Price change$344,185
2025-10-02Price change$349,185
2025-09-23Price change$359,185
2025-09-16Price change$360,185
2025-09-09Listed for sale$375,185
2022-04-25Sold$8,500
2005-06-09Sold$13,000

New Construction

AgentTrevor Selden
BrokerageTropic Shores Realty

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