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8839 N Joann Dr, Citrus Springs, FL, 34434

4beds
2baths
1,774sqft
$283,500
$160price/sqft
$2,004/moest. monthly cost
$80,160/yrincome needed

About This Home

NEW CONSTRUCTION — MOVE-IN READY! This brand-new home showcases the best finishes in the area, combining modern design with superior quality construction and attention to detail. Enjoy complete peace of mind with a 10-YEAR STRUCTURAL WARRANTY. This property truly stands out from the rest — not just new, but built at a higher standard. Seller is offering closing cost assistance OR access to BELOW-MARKET INTEREST RATES through our preferred lender, helping reduce your upfront costs or monthly payment. Schedule your showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
5/10
Lecanto High SchoolGrades 9-1211.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry - Living Area,In Unit

Bathroom

  • Features: Dual Sinks
  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Electric

Dining Room

  • Level: Main

Features

  • Primary Suite,Stone Counters,Walk-In Closet(s)
  • Flooring: Vinyl

Interior Area

  • Total structure area: 2,214
  • Total interior livable area: 1,774 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s),Primary Suite
  • Level: Main

Property

Details

  • Parcel number: 1286263
  • Zoning: A1-R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Flat

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Parking Lot,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,433$17,196
Home Insurance *$226$2,712
Property Taxes $148$1,776
Electricity $197$2,366
Total$2,004$24,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,708/yr
40% on housing$60,120/yr
45% on housing$53,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 34434$133
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34434$162
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$289,900
2025-06-16Sold$19,000
2024-05-10Sold$14,900
2023-11-16Listing removed$14,900
2023-10-28Listed for sale$14,900
2023-10-02Pending sale$14,900
2023-09-01Price change$14,900
2023-07-28Price change$17,900
2023-07-19Price change$18,900
2023-06-27Listed for sale$19,900
2023-06-27Pending sale$19,900
2023-06-23Listed for sale$19,900
2003-12-11Sold$2,050

New Construction

AgentAllan Kardosh
BrokerageKardosh Realty

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