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6988 N Palmer Way, Hernando, FL, 34442

4beds
2baths
1,836sqft
$230,000
$125price/sqft
$1,727/moest. monthly cost
$69,080/yrincome needed

About This Home

6988 North Palmer Way, Hernando, FL 34442 — Why wait months to build when you can move right into this immaculate, like-new 2024 manufactured home offering 1,836 living square feet, 4 bedrooms, 2 bathrooms, and exceptional value on a spacious .39-acre corner lot with outstanding curb appeal. From the moment you arrive, you’ll appreciate the beautifully maintained grounds, inviting exterior, and pride of ownership throughout. Inside, the thoughtfully designed floor plan provides generous living spaces ideal for both everyday living and entertaining. Step outside to the lovely rear porch where you can relax with your morning coffee, unwind after a long day, and enjoy the peaceful sights and sounds of nature. This property offers even more with a 10’ x 12’ storage shed included, providing the perfect space for lawn equipment, hobbies, or additional storage. The home is also equipped with solar panels, helping to significantly reduce monthly electric costs while adding long-term energy efficiency. Looking for even more space? The adjacent .35-acre lot is also available for purchase, giving you the unique opportunity to own nearly three-quarters of an acre. Whether you envision additional privacy, room for recreational vehicles, extra outdoor living space, or a future workshop, the possibilities are endless. Conveniently located in the heart of Hernando, you’ll enjoy easy access to shopping, restaurants, medical facilities, golf courses, boating, fishing, and the scenic Withlacoochee State Trail for biking and walking. Outdoor enthusiasts will also appreciate nearby Lake Hernando Park, offering lake access, fishing, picnic areas, playgrounds, and beautiful waterfront recreation. Families will benefit from Citrus County schools, including Central Ridge Elementary, Citrus Springs Middle, and Citrus High School. School assignments should always be verified with the Citrus County School District. This exceptional property offers the perfect combination of modern construction, energy savings, beautiful surroundings, and room to grow—making it an outstanding place to call home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Citrus High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Kitchen

  • Dimensions: 12.00 x 10.00

Living Room

  • Dimensions: 12.00 x 20.00

Master Bedroom

  • Features: Primary Suite
  • Dimensions: 12.00 x 15.00

Property

Details

  • Parcel number: 1579741
  • Zoning: RURMH
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Paved Driveway

Lot

  • Lot size: 0.40 Acres
  • Features: Trees

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$148$1,776
Property Taxes $219$2,628
Electricity $197$2,366
Total$1,727$20,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,211/yr
40% on housing$51,810/yr
45% on housing$46,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$200
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$230,000
2021-06-24Sold$4,000

For Sale by Agent

AgentElizabeth Piedra
BrokerageHorizon Palm Realty Group

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