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4150 S Spaniel Trl, Inverness, FL, 34450

1beds
1baths
600sqft
$175,000
$292price/sqft
$1,427/moest. monthly cost
$57,080/yrincome needed

About This Home

Charming Woodland Retreat Near Downtown Inverness Discover the perfect blend of privacy and convenience in this adorable tiny home, perfectly positioned on 1.01 acres. Nestled right in the heart of the property, the home is surrounded by lush, natural foliage that creates a peaceful, private sanctuary. Inside the Home: Cozy Bedroom: A quiet space designed for relaxation. Full Bath: Features an oversized tub/shower combination, ideal for a spa-like soak after a day outdoors. Modern Efficiency: Minimalist living without sacrificing comfort. Large kitchen with over sized deep sink!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Inverness Primary SchoolGrades PK-54.2 mi
4/10
Inverness Middle SchoolGrades 6-85.0 mi
4/10
Citrus High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Shingle
  • Construction materials: Manufactured,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Range Hood,Water Heater
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Laminate Counters,Tub Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 2517689
  • Zoning: CLRMH
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None

Lot

  • Lot size: 1.01 Acres
  • Features: Flat,Rectangular,Trees
  • Lot size dimensions: 146 x 300

Parking

  • Parking features: Driveway,Private,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$105$1,260
Property Taxes $241$2,892
Electricity $197$2,366
Total$1,427$17,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,925/yr
40% on housing$42,810/yr
45% on housing$38,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 34450$117
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34450$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$175,000
2026-04-18Listed for sale$185,000
2019-07-31Sold$9,000
2019-07-05Pending sale$9,500
2019-03-31Listed for sale$9,500
2018-03-22Listing removed$8,500
2017-12-19Price change$8,500
2017-07-15Price change$9,000
2017-03-21Listed for sale$9,500
2016-08-31Sold$5,000
2016-08-16Pending sale$8,000
2016-04-21Listed for sale$8,000

For Sale by Agent

AgentMargaret Baker
BrokerageERA American Suncoast Realty

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