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1644 CUMIN DRIVE, Poinciana, FL, 34759

2beds
2baths
923sqft
$175,000
$190price/sqft
$1,423/moest. monthly cost
$56,920/yrincome needed

About This Home

Virtually Staged. Welcome to this beautifully maintained fully furnished 2-bedroom, 2-bathroom home located in the desirable Tuscany Preserve Community. Whether you’re looking for a primary residence, vacation home, or an income-producing short-term rental, this turnkey property is ready for its next owner. Enjoy peace of mind with a brand-new A/C system installed in July 2026, providing energy efficiency and comfort for years to come. Inside, you’ll find an open and inviting floor plan featuring granite countertops, stainless steel appliances, and tasteful furnishings that are in immaculate condition—everything you need to start enjoying the home or welcoming guests immediately. Step outside to the screened-in patio and unwind while taking in the beautiful pond views, the perfect setting for morning coffee or relaxing evenings. Ideally situated just a short drive from parks, shopping, dining, and major attractions, this home offers exceptional appeal for both homeowners and vacation rental guests. The community features a resort-style swimming pool, clubhouse, and outstanding amenities designed for the enjoyment of the entire family. Don’t miss this rare opportunity to own a move-in-ready, fully furnished waterfront home with excellent investment potential in one of Central Florida’s most desirable locations.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-51.9 mi
3/10
Haines City Senior High SchoolGrades PK,9-127.0 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Kitchen

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 923
  • Total interior livable area: 923 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Living Room

  • Features: Built-in Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 282815935362002420
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Rain Gutters,Sidewalk

Lot

  • Lot size: 2,100 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$126$1,512
Property Taxes $216$2,592
Electricity $197$2,366
Total$1,423$17,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,788/yr
40% on housing$42,690/yr
45% on housing$37,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$148
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$175,000
2014-03-21Sold$70,000
2014-02-19Listed for sale$72,000
2011-08-09Sold$54,900

For Sale by Agent

AgentMercedes Feliciano
BrokeragePREMIUM PROPERTIES R.E SERVICE

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