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439 Lake Daisy Dr, Winter Haven, FL, 33884

3beds
2baths
1,522sqft
$319,900
$210price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

***AMAZING PRICE ADJUSTMENT***NO HOA or CDD***HOME WARRANTY*** Welcome to this stunning 3-bedroom, 2-bathroom home in the desirable community of Winter Haven! This modern, energy-efficient property was built in 2021 and offers a perfect blend of comfort, style, and functionality. As you step inside, you'll immediately notice the open-concept design with soaring cathedral ceilings that create a spacious, airy feel. The heart of the home is the beautiful open concept kitchen, complete with 42-inch shaker cabinets featuring soft-close doors and drawers, Energy Star stainless steel appliances, and sleek granite countertops. The expansive 9-foot kitchen island provides plenty of prep space and doubles as a perfect gathering spot. Throughout the home, you'll find 24-inch ceramic tile that adds an elegant, low-maintenance touch to every room. Lets not forget about the custom Plantation shutters either. The master suite features ample space having not one but two walk in closets. Along with an en-suite bathroom for ultimate privacy is dual vanities, walk in shower and a separate toilet closet. Both additional bedrooms are generously sized with easy access to the second bathroom. A standout feature is the enclosed Florida room that includes a hard-wired 5-person Hot Spring jacuzzi, perfect for relaxation, and custom vinyl shades for added privacy and comfort. The home is designed with energy efficiency in mind, equipped with leased solar panels that reduce your environmental footprint, while the monthly solar cost is just $142.94. With leased solar panels, you can still enjoy lower electricity bills from the energy the panels generate (Ave bill in 2025 is $5-$15), as the leasing company typically charges a fixed monthly fee that is often less than traditional utility rates. Since the leasing company is responsible for maintenance, repairs, and system monitoring, homeowners can enjoy a hassle-free, worry-free energy solution. Especially as solar energy becomes more desirable. Additionally, the lease often includes updates to the system as technology advances, ensuring you have access to the latest solar panel efficiencies without the need for significant out-of-pocket expenses. Overall, buying a home with leased solar panels allows you to reduce your carbon footprint while enjoying predictable energy costs and a sustainable energy source—all with minimal responsibility and risk. Additional highlights include thermal-pane windows, exterior flood lights, and a two-car garage, providing ample storage and parking space. The shared laundry and pantry room is a practical bonus, making household chores a breeze. Situated just minutes from major highways, restaurants, and shopping, this home offers the convenience of location with the tranquility of a suburban retreat. Don't miss the opportunity to make this stunning property your own! Contact us today for more information or to schedule a private showing.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
3/10
Denison Middle SchoolGrades 6-84.4 mi
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Corridor Access,Inside,Washer Hookup

Bathroom2

  • Features: Exhaust Fan,Granite Counters,Handicapped Accessible,Single Vanity,Tub With Shower,Storage Closet
  • Level: First
  • Area: 42
  • Dimensions: 6x7

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 90
  • Dimensions: 9x10

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Features

  • Accessibility Features,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors
  • Window features: Double Pane Windows,Window Treatments,Shutters
  • Flooring: Ceramic Tile

Florida Room

  • Features: Ceiling Fan(s),Other
  • Level: First
  • Area: 240
  • Dimensions: 12x20

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 1,522 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Area: 240
  • Dimensions: 20x12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bathroom

  • Features: Dual Sinks,Exhaust Fan,Granite Counters,Handicapped Accessible,Shower No Tub,Water Closet/Priv Toilet,Storage Closet
  • Level: First
  • Area: 84
  • Dimensions: 6x14

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 272906855567005080
  • Zoning: RESIDENTIAL
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Other,Porch,Screened
  • Exterior features: Private Mailbox,Sidewalk
  • Has spa: Yes
  • Spa features: Above Ground
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake

Lot

  • Lot size: 0.26 Acres
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Converted Garage,Driveway,Garage Door Opener,Ground Level,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$289$3,468
Property Taxes $204$2,448
Electricity $197$2,366
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$119
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$319,900
2026-03-19Listing removed$340,000
2025-12-18Price change$340,000
2025-09-11Price change$345,000
2025-08-27Price change$355,000
2025-05-29Listed for sale$360,000
2021-05-06Sold$229,000
2020-02-28Sold$19,000
2019-09-13Listed for sale$25,000
2012-08-16Sold$4,000

For Sale by Agent

AgentEstelle Tobin-Laurin
BrokerageWATSON REALTY CORP

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