1978 W Rutland Dr, Citrus Springs, FL, 34434
About This Home
One or more photo(s) has been virtually staged. MOVE-IN READY NEW CONSTRUCTION + BUYER INCENTIVES! Seller is offering $3,000 toward buyer’s closing costs PLUS a brand-new washer and dryer. Be the first to call this beautifully finished 4-bedroom, 2-bath home yours! This home features a bright open-concept floor plan for everyday living and entertaining. The modern kitchen includes stone countertops, a spacious center island, pantry, ample cabinetry, and stainless steel appliances, all flowing seamlessly into the dining and living areas. The primary suite features TWO walk-in closet, dual sinks, and a beautifully finished walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Additional highlights include durable luxury vinyl flooring, indoor laundry, energy-efficient features, an attached two-car garage, and a 10-year structural warranty for added peace of mind. Located on a 0.23-acre homesite in Citrus Springs with NO HOA, this home offers modern comfort and easy access to shopping, schools, medical facilities, the Withlacoochee State Trail, Rainbow Springs, and Florida’s Nature Coast. Why wait to build? This home is complete and ready for its first owner. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Metal,Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
Bathroom
- Level: Main
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,215
- Total interior livable area: 1,765 sqft
Kitchen
- Level: Main
Master Bedroom
- Features: Primary Suite
- Level: Main
Property
Details
- Parcel number: 1214131
- Zoning: PDR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Room For Pool
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $475 | $5,700 |
| Electricity | $197 | $2,366 |
| Total | $2,363 | $28,356 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $289,000 |
| 2024-03-05 | Sold | $12,500 |
| 2024-01-23 | Pending sale | $12,900 |
| 2024-01-19 | Listed for sale | $12,900 |
| 2023-12-17 | Listing removed | -- |
| 2023-10-31 | Pending sale | $12,900 |
| 2023-10-28 | Listed for sale | $12,900 |
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