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7780 N Ring Dr, Citrus Springs, FL, 34434

3beds
2baths
1,453sqft
$285,000
$196price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

Why wait to build when you can move right into this beautifully maintained, like-new 3 bedroom, 2 bath home loaded with modern finishes and extra possibilities? Featuring an open-concept layout, luxury vinyl plank flooring, quartz countertops in the kitchen and baths, and cozy carpeted bedrooms, this home offers both style and comfort. Step outside to enjoy the screened lanai and fully fenced backyard - perfect for relaxing, entertaining, or pets to play freely. Gutters and mature landscaping add to the home's curb appeal and convenience. Bonus Opportunity: The .23 acre lot directly behind the home is also available for purchase, offering added privacy, room to expand, space for outdoor toys, or a great investment opportunity.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
Lecanto High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,453
  • Total interior livable area: 1,453 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Shower No Tub
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 18E17S100070 07320 0120
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Rain Gutters,Sidewalk

Lot

  • Lot size: 10,018 sqft
  • Features: In County

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$227$2,724
Property Taxes $284$3,408
Electricity $197$2,366
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 34434$133
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34434$162
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Listed for sale$285,000
2022-10-07Sold$277,000
2021-11-08Sold$9,681
2021-03-24Listing removed--
2018-07-04Listing removed$10,000
2018-04-05Listed for sale$10,000

For Sale by Agent

AgentDeidre Fernandez
BrokerageMAJESTIC OAKS REALTY

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