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9848 N Cortlandt Dr, Citrus Springs, FL, 34434

4beds
2baths
1,833sqft
$289,900
$158price/sqft
$2,045/moest. monthly cost
$81,800/yrincome needed

About This Home

Move-In Ready – Your Florida Dream Home Awaits! This is not a property under construction – it’s fully completed and ready for you to move in today! Plus, the seller is offering closing cost assistance. Enjoy 1,833 sq. ft. of pure comfort and style, featuring 4 spacious bedrooms and 2 modern bathrooms, all thoughtfully designed to combine elegance, functionality, and practicality. Step inside to a bright, open living area seamlessly connected to the stunning kitchen – the perfect setup for both entertaining and everyday living. The kitchen stands out with stainless steel appliances, ample cabinet space, and a practical breakfast bar for quick meals or casual gatherings. The dining area, perfectly positioned next to the kitchen, offers the ideal setting for formal dinners or cozy family meals. The open-concept layout creates a natural flow filled with abundant natural light, making every moment at home feel warm and inviting. Prime location in a high-demand, fast-growing area. Home Highlights: move-in ready – no waiting on construction, Modern design with full living spaces, Seller offering closing cost assistance, Spacious, light-filled rooms, Ideal layout for relaxation and entertainment. Don’t miss this opportunity!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
5/10
Lecanto High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Electric

Features

  • Flooring: Vinyl

Interior Area

  • Total structure area: 2,359
  • Total interior livable area: 1,833 sqft

Property

Details

  • Parcel number: 1215901
  • Zoning: RUR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Paved Driveway

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$231$2,772
Property Taxes $152$1,824
Electricity $197$2,366
Total$2,045$24,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,114/yr
40% on housing$61,350/yr
45% on housing$54,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 34434$133
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34434$162
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Price change$299,990
2026-01-10Price change$308,000
2025-09-18Listed for sale$315,000
2024-08-27Sold$21,000
2024-08-08Pending sale$21,000
2024-07-30Listed for sale$21,000

For Sale by Agent

AgentAnderson Ramos PLLC
BrokerageAuthentic Real Estate Team

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