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122 Ginger Ln, Milford, DE, 19963

4beds
3baths
2,568sqft
$425,000
$165price/sqft
$2,712/moest. monthly cost
$108,480/yrincome needed

About This Home

Welcome to this lovely and spacious 4 bedroom, 2.5 bath, two story contemporary home located in the sought-after community of Knotts Landing in Milford, DE. Entering the home, you'll notice the fantastic two-story foyer with an open floor plan leading throughout. The large eat in kitchen is perfect for gathering and entertaining! Features include wood floors, Corian countertops, 42" oak cabinetry, double basin sink and stainless-steel appliances. Moving through the home you'll notice the ample living and dining room areas with 10 ft. ceilings. Relax in the cozy family room and enjoy the gas fireplace on those colder days of the year. Just off the family room, glass sliders open to a maintenance free Trex deck with white vinyl railing, overlooking a fully fenced backyard. Back inside and finishing out the first floor is a fantastic main suite offering vaulted ceilings, walk-in closet, private bath with oversized soaker tub, double bowl vanity and stall shower. The laundry area is just off of the main suite with a roomy half bath w/ new vanity. Upstairs, a pleasing loft/sitting area, 3 sizeable bedrooms all offering ample closet/storage space. Need more space? Add your finishing touches to the unfinished basement offering approximately another 1200+/- sq ft of livable space; theater room, den, game room, exercise room...endless possibilities! New A/C was installed in 2025 and all inspections have been completed and repairs made. Available upon request. If you're looking for quiet country living this is the one! Public utilities, close to shopping, restaurants and medical facilities. With easy access to RT 1 and approximately 15 minutes to the DAFB and just 30 minutes from Rehoboth Beach, DE! Call today and schedule your private tour!!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Milford Central AcademyGrades 6-80.9 mi
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,568

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,568
  • Total interior livable area: 2,568 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: MD1617401022600000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 87.96 x 151.45

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway,On Street,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$160$1,920
Property Taxes $119$1,428
Electricity $284$3,408
Total$2,712$32,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,982/yr
40% on housing$81,360/yr
45% on housing$72,320/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 19963$220
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19963$203
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$425,000
2021-04-27Sold$350,000
2021-03-12Pending sale$332,000
2021-03-06Listed for sale$332,000
2019-04-22Sold$268,000
2018-09-25Price change$269,000
2018-06-19Price change$279,900
2018-02-06Listed for sale$284,900
2017-11-11Listing removed$289,999
2017-07-27Listed for sale$289,999
2005-11-21Sold$9,721

For Sale by Agent

AgentStephanie Lehane
BrokerageRE/MAX Eagle Realty

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