45 Vinca St, Homosassa, FL, 34446
About This Home
This home- a thoughtfully constructed home built by the same builder behind the widely recognized Mexico Beach residence that remained standing after Hurricane Michael. This property reflects a focus on durability, structural integrity, and long- term performance. The ICF (Insulated Concrete Form) luxury home is built for unmatched strength, energy efficiency, low electric costs, and long-term durability—engineered to withstand up to 260-mph winds and equipped with high-impact windows and a metal roof for superior storm protection and lower insurance costs. Hurricane strong, same construction as the last house standing in Mexico Beach. Featuring 5 bedrooms, 5 bathrooms, and a 3-car garage, this spacious residence sits on a desirable corner lot and offers an impressive open floor plan with a large living room, perfect for entertaining. The living area includes a wet bar, a coffee nook, and seamless flow into the kitchen, which showcases a pot filler, abundant cabinetry, and a walk-in pantry. The luxury master suite is thoughtfully designed with his-and-her closets, built-in shelving, and a private washer and dryer hook-up inside the closet for added convenience. The master bathroom offers a spa-like feel with elegant finishes and generous space. Enjoy true Florida living on the oversized lanai, ideal for gatherings, outdoor dining, and relaxing in privacy. Additional features include energy-efficient construction, modern finishes throughout, and a layout perfect for families, hosting, or multi-generational living. With its combination of strength, beauty, and efficiency, this ICF home offers peace of mind and exceptional comfort. Come experience the quality and craftsmanship for yourself—this home is truly built to last. Discover the highly desirable community of SugarMill Woods – Oak Village, where you can enjoy peaceful living with flexibility. Residents have the option to pay the low base HOA fee of just $12.91/month, or choose to upgrade and enjoy full community amenities for an additional fee. Sugar Mill Woods offers a variety of lifestyle amenities, including:Golf course, On-site restaurant, Olympic-size swimming pool, Fitness center ,Tennis and additional recreational facilities ,Beautiful walking areas and well-maintained common spaces Whether you prefer simple, low-cost living or want access to the full resort-style experience, this community gives you the freedom to choose. Oak Village is known for its quiet streets, natural surroundings, and close proximity to shopping, restaurants, and major highways. Close to Tampa and world-class beaches, state parks and bike trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: ICFs (Insulated Concrete Forms)
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Cooktop,Dishwasher,Electric Water Heater,Microwave,Range Hood,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Closet,Laundry Room,Washer Hookup
Bedroom2
- Features: Walk-In Closet(s)
- Level: First
- Area: 172.8
- Dimensions: 14.4x12
Bedroom3
- Features: Walk-In Closet(s)
- Level: First
- Area: 182
- Dimensions: 14x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Level: First
- Area: 116.64
- Dimensions: 10.8x10.8
Features
- Ceiling Fan(s),High Ceilings,Open Floorplan,Thermostat,Walk-In Closet(s),Wet Bar
- Door features: Sliding Doors
- Flooring: Luxury Vinyl,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 5,339
- Total interior livable area: 3,801 sqft
Kitchen
- Features: Kitchen Island
- Level: First
- Area: 130
- Dimensions: 10x13
Living Room
- Features: Wet Bar
- Level: First
- Area: 678
- Dimensions: 22.6x30
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 337.68
- Dimensions: 16.8x20.1
Property
Details
- Parcel number: 1820130020019000080
- Zoning: X
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Lighting
Lot
- Lot size: 0.32 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,767 | $45,204 |
| Home Insurance * | $345 | $4,140 |
| Property Taxes | $1,229 | $14,748 |
| Electricity | $382 | $4,590 |
| Total | $5,723 | $68,676 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $760,000 |
| 2026-03-10 | Price change | $799,900 |
| 2026-02-20 | Price change | $839,900 |
| 2026-02-10 | Pending sale | $849,900 |
| 2026-01-31 | Price change | $849,900 |
| 2025-11-29 | Listed for sale | $899,900 |
| 2023-08-14 | Sold | $21,750 |
| 2023-06-25 | Price change | $23,500 |
| 2022-12-28 | Price change | $24,500 |
| 2022-07-16 | Price change | $25,900 |
| 2022-07-03 | Price change | $26,900 |
| 2022-06-14 | Price change | $27,900 |
| 2022-06-05 | Price change | $29,900 |
| 2022-05-14 | Listed for sale | $31,900 |
| 2019-07-18 | Sold | $8,010 |
| 2005-11-10 | Sold | $46,000 |
View on Zillow