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3130 Winchester Estates Loop, Lakeland, FL, 33810

3beds
2baths
1,252sqft
$275,000
$220price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Great home available in Winchester Estates. This 2010 home is very well maintained and it has many upgrades . This open split floor plan features a new roof (2026), new water heater (2026), Newer AC (2022), and paint (2024). Make your appointment today to view this great property.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Socrum Elementary SchoolGrades PK-50.3 mi
1/10
Kathleen Middle SchoolGrades 6-83.0 mi
3/10
Kathleen Senior High SchoolGrades PK,9-127.6 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Garage

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Open Floorplan,Solid Wood Cabinets,Split Bedroom
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,252 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Level: First
  • Area: 288
  • Dimensions: 16x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 232704000730000880
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk

Lot

  • Lot size: 8,581 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$192$2,304
Property Taxes $181$2,172
Electricity $197$2,366
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$275,000
2026-04-23Listed for sale$280,000
2018-09-11Listing removed$149,900
2018-09-07Pending sale$149,900
2018-08-30Listed for sale$149,900
2010-06-24Sold$119,100
2010-04-19Sold$22,000

For Sale by Agent

AgentDanny Christian
BrokerageREMAX EXPERTS

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