2440 W Wilmington Loop, Citrus Springs, FL, 34434
About This Home
Welcome Home to the Palmwood Ashland 4! Buckle up, because this stunning NEW CONSTRUCTION is about to blow you away! The breathtaking Palmwood Ashland 4 offers an incredible 4 bedrooms, 3 bathrooms, 2-car garage PLUS a study — and it is absolutely loaded with every bell and whistle you could dream of! Step through the elegant double-door entry and be instantly wowed by the bright, airy open-concept layout that just FEELS like home! Luxury vinyl plank and tile flow beautifully throughout the main living areas, while cozy carpet in the bedrooms keeps things warm and comfortable for the whole family! The chef-ready kitchen is a total showstopper — featuring a large island, gorgeous white soft-close cabinetry, stunning quartz countertops, a convenient cabinet pantry, and a full stainless steel appliance package — yes, that means the refrigerator with ice & water dispenser is INCLUDED! After a long day of fun, retreat to your luxurious primary suite featuring dual under-mount sinks, a gorgeous spa-style shower, and not one — but TWO walk-in closets that will make you feel like royalty every single day! Sip your morning coffee or watch stunning Florida sunsets from your large Lanai with those peaceful, gorgeous nature views that never get old! This beauty also comes stacked with premium upgrades including LED and designer lighting, surface-mount fixtures, full landscaping, a sprinkler system, and a homeowner's warranty so your move-in is completely stress-free and worry-free from day one! And the LOCATION? Oh, it just keeps getting better! Citrus Springs and Citrus County is an absolute nature lover's paradise and the perfect backdrop for raising a family and living your best life! Spend your weekends kayaking and swimming in the crystal-clear waters of Rainbow Springs State Park, or take the family on an unforgettable swim with the manatees in Crystal River — a bucket-list experience right in your own backyard! Cast a line on the Withlacoochee River for world-class fishing, or explore miles of scenic hiking and biking trails through the magnificent Withlacoochee State Forest! Enjoy the charming small-town atmosphere with friendly neighbors, local farmers markets, fantastic dining, and community events that make this area truly special! And when the big city calls — Tampa, Orlando, and Gainesville are all just an easy, breezy drive away! The Palmwood Ashland 4 is more than a home — it is the lifestyle upgrade your family deserves. Schedule your showing today before it is gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Primary Suite
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,812
- Total interior livable area: 2,144 sqft
Property
Details
- Parcel number: 2058056
- Zoning: RUR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 10,018 sqft
- Features: Cleared
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage,Private
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,815 | $21,780 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $606 | $7,272 |
| Electricity | $215 | $2,589 |
| Total | $2,922 | $35,064 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $374,900 |
| 2022-04-27 | Sold | $8,000 |
| 2005-02-09 | Sold | $16,200 |
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