




640 GRAND CANAL DRIVE, Poinciana, FL, 34759
About This Home
Under contract-accepting backup offers. Short Sale. SHORT SALE- Don't miss this incredible opportunity to own a 2-bedroom, 2-bath home with a versatile den and a spacious 2-car garage in the award-winning 55+ gated community of Solivita! Whether you're looking for a year-round residence, seasonal retreat, or investment opportunity, this short sale offers exceptional value in one of Central Florida's premier active adult communities. This thoughtfully designed home features a desirable split-bedroom floor plan, an inviting living area filled with natural light, a flexible den perfect for a home office, hobby room, or guest space, and an attached 2-car garage with ample storage and room for your golf cart. Relax on your private lanai and enjoy Florida's beautiful weather while embracing the carefree lifestyle Solivita is known for. Living in Solivita means every day feels like a vacation! Residents enjoy an unmatched collection of amenities, including: Two championship 18-hole golf courses, Fourteen heated resort-style swimming pools and multiple spas, Two state-of-the-art fitness centers, Indoor walking track, pickleball, tennis, shuffleboard, basketball, softball, and horseshoes, over 250 clubs, classes, and special interest groups, three on-site restaurants and social gathering spaces, arts and crafts studios, ceramics, woodworking, library, billiards, card rooms, and computer center, live entertainment, concerts, dances, trivia, and movie nights, dog parks, community gardens, playgrounds for visiting grandchildren, scenic walking and biking trails, gated entrances with 24-hour security for peace of mind. Conveniently located near shopping, dining, medical facilities, and major Central Florida attractions, Solivita offers the perfect combination of relaxation, recreation, and an active social lifestyle. Opportunities like this don't come along often! Schedule your private showing today and discover why so many buyers choose to call Solivita home. Please note: This property is being offered as a short sale and is subject to lender approval.
Getting Around
Schools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 99
- Dimensions: 11x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
- Area: 100
- Dimensions: 10x10
Dining Room
- Level: First
- Area: 196
- Dimensions: 14x14
Features
- Ceiling Fan(s),High Ceilings,Open Floorplan
- Door features: Sliding Doors
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,058
- Total interior livable area: 1,495 sqft
Kitchen
- Level: First
- Area: 187
- Dimensions: 17x11
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 374
- Dimensions: 22x17
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: First
- Area: 224
- Dimensions: 16x14
Property
Details
- Parcel number: 282724934012001060
- Special condition: Short Sale
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System
Lot
- Lot size: 4,021 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,008 | $12,096 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $150 | $1,800 |
| Electricity | $197 | $2,366 |
| Total | $1,499 | $17,988 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Listed for sale | $199,500 |
| 2026-08-07 | Contingent | $199,500 |
| 2026-07-28 | Listed for sale | $199,500 |
| 2026-05-07 | Listing removed | $250,000 |
| 2026-02-25 | Price change | $250,000 |
| 2026-01-30 | Listed for sale | $266,000 |
| 2026-01-26 | Listing removed | $266,000 |
| 2026-01-14 | Price change | $266,000 |
| 2025-11-14 | Price change | $268,000 |
| 2025-10-21 | Price change | $273,000 |
| 2025-10-14 | Listed for sale | $275,000 |
| 2012-09-26 | Sold | $139,200 |
