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640 GRAND CANAL DRIVE, Poinciana, FL, 34759

2beds
2baths
1,495sqft
$199,500
$133price/sqft
$1,499/moest. monthly cost
$59,960/yrincome needed

About This Home

Under contract-accepting backup offers. Short Sale. SHORT SALE- Don't miss this incredible opportunity to own a 2-bedroom, 2-bath home with a versatile den and a spacious 2-car garage in the award-winning 55+ gated community of Solivita! Whether you're looking for a year-round residence, seasonal retreat, or investment opportunity, this short sale offers exceptional value in one of Central Florida's premier active adult communities. This thoughtfully designed home features a desirable split-bedroom floor plan, an inviting living area filled with natural light, a flexible den perfect for a home office, hobby room, or guest space, and an attached 2-car garage with ample storage and room for your golf cart. Relax on your private lanai and enjoy Florida's beautiful weather while embracing the carefree lifestyle Solivita is known for. Living in Solivita means every day feels like a vacation! Residents enjoy an unmatched collection of amenities, including: Two championship 18-hole golf courses, Fourteen heated resort-style swimming pools and multiple spas, Two state-of-the-art fitness centers, Indoor walking track, pickleball, tennis, shuffleboard, basketball, softball, and horseshoes, over 250 clubs, classes, and special interest groups, three on-site restaurants and social gathering spaces, arts and crafts studios, ceramics, woodworking, library, billiards, card rooms, and computer center, live entertainment, concerts, dances, trivia, and movie nights, dog parks, community gardens, playgrounds for visiting grandchildren, scenic walking and biking trails, gated entrances with 24-hour security for peace of mind. Conveniently located near shopping, dining, medical facilities, and major Central Florida attractions, Solivita offers the perfect combination of relaxation, recreation, and an active social lifestyle. Opportunities like this don't come along often! Schedule your private showing today and discover why so many buyers choose to call Solivita home. Please note: This property is being offered as a short sale and is subject to lender approval.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
Haines City Senior High SchoolGrades PK,9-128.6 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Dining Room

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,058
  • Total interior livable area: 1,495 sqft

Kitchen

  • Level: First
  • Area: 187
  • Dimensions: 17x11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 374
  • Dimensions: 22x17

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 282724934012001060
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,021 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,008$12,096
Home Insurance *$144$1,728
Property Taxes $150$1,800
Electricity $197$2,366
Total$1,499$17,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,394/yr
40% on housing$44,970/yr
45% on housing$39,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$148
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$199,500
2026-08-07Contingent$199,500
2026-07-28Listed for sale$199,500
2026-05-07Listing removed$250,000
2026-02-25Price change$250,000
2026-01-30Listed for sale$266,000
2026-01-26Listing removed$266,000
2026-01-14Price change$266,000
2025-11-14Price change$268,000
2025-10-21Price change$273,000
2025-10-14Listed for sale$275,000
2012-09-26Sold$139,200

For Sale by Agent

AgentMichele Elchin
BrokerageDALTON WADE INC

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