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437 Rio Grande Pl, Poinciana, FL, 34759

3beds
2baths
1,613sqft
$279,990
$174price/sqft
$2,110/moest. monthly cost
$84,400/yrincome needed

About This Home

HUGE PRICE DROP! Nestled in a serene cul-de-sac, this immaculate three-bedroom home boasts the potential for a fourth bedroom, providing the flexibility to suit your lifestyle needs—whether it be a guest room, home office, or creative space. Step inside to discover the open floor plan, featuring luxury vinyl plank flooring that flows seamlessly through the living spaces and cozy carpet in the bedrooms. The high ceilings elevate the ambience, creating a bright and airy feel that welcomes you home. The heart of the home is the spacious kitchen equipped with stainless steel appliances and granite countertops. An expansive island and a charming eat-in area make it the perfect space for hosting gatherings. The split-bedroom layout offers privacy and tranquility. Indulge in the large primary bedroom, which boasts vaulted ceilings and an en-suite oasis complete with an extra-large, stand-up shower and massive walk-in closet. The main bathroom features an extra-deep tub, perfect for unwinding after a long day. Slide open the glass doors to your covered back porch and step into a partially fenced backyard, where a lush tree line provides the ultimate backdrop for relaxation and privacy. As a bonus, this home comes equipped with solar panels (see realtor remarks) on a 25-year lease for just $170 a month, resulting in a remarkably low power bill—often leaving you with zero energy costs! Plus, enjoy peace of mind with a comprehensive 10-year warranty, ensuring your investment is protected for years to come. The low HOA fees include cable and internet. You will love the numerous playgrounds and fishing in the lakes throughout the community or shopping and dining at Poinciana Town Ctr. Minutes to the Sun Rail and the Poinciana connector provide easy access to major highways, allowing residents to enjoy all of Central Florida attractions with ease. As a bonus, the low HOA fees include cable and internet. Don’t miss the opportunity to make this remarkable home yours! Schedule a private showing today

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-51.3 mi
3/10
Haines City Senior High SchoolGrades PK,9-126.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 1,613 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 11x15

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 17x15

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Granite Counters,Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Dimensions: 12x15

Property

Details

  • Parcel number: 282733934460358100
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other
  • Exterior features: Irrigation System,Lighting,Sidewalk
  • Fencing: Vinyl
  • Waterfront features: Lake

Lot

  • Lot size: 7,135 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$203$2,436
Property Taxes $295$3,540
Electricity $197$2,366
Total$2,110$25,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,342/yr
40% on housing$63,300/yr
45% on housing$56,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 34759$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 34759$173
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$279,990
2026-03-30Pending sale$269,990
2026-03-25Price change$269,990
2026-02-25Listed for sale$275,000
2023-05-23Sold$329,900
2023-04-18Pending sale$329,900
2023-04-13Listed for sale$329,900
2021-09-21Sold$50,000
2000-06-19Sold$3,500

For Sale by Agent

AgentDavid Small, KELLER WILLIAMS REALTY SMART 1, June Asher, KELLER WILLIAMS REALTY SMART 1
BrokerageKELLER WILLIAMS REALTY SMART 1

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