2087 N Annapolis Ave, Hernando, FL, 34442
About This Home
Welcome home to this beautiful 2020-built 3-bedroom, 2-bath home nestled in the desirable Citrus Hills community that combines modern craftsmanship with elegant Florida living. Inside, the open floor plan features a split-bedroom layout, giving everyone their own space while keeping the heart of the home connected. The chef’s kitchen offers a large island, double ovens, tons of storage, and soft close cabinets, great for family meals or weekend entertaining. High tray ceilings with fans add an airy feel, while a flex room or office nook provide space for work or hobbies. The primary suite is a peaceful retreat with dual walk-in closets, a jetted tub, walk-in shower, dual sinks, and a separate water closet—a space designed for comfort and convenience. Step outside to your own backyard oasis with a screened lanai, sparkling in-ground pool with two fountains, outdoor shower, and paver patio, all within a fenced yard. This property offers something for everyone- a real show stopper in person!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Block,Slab
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Dishwasher,Microwave Hood Fan,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- Laundry features: Laundry - Living Area
Bathroom
- Features: Dual Sinks,En Suite Bathroom
- Level: Main
- Dimensions: 22.00 x 15.00
Bedroom
- Level: Main
- Dimensions: 11.00 x 12.00
Bedroom
- Level: Main
- Dimensions: 11.00 x 16.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bathtub,Tray Ceiling(s),Dual Sinks,Eat-in Kitchen,Jetted Tub,Main Level Primary,Primary Suite,Pantry,Stone Counters,Split Bedrooms,Separate Shower,Tub Shower,Walk-In Closet(s),Window Treatments,First Floor Entry,Sliding Glass Door(s)
- Door features: Double Door Entry,Sliding Doors
- Window features: Blinds,Double Pane Windows
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 4,052
- Total interior livable area: 2,640 sqft
Kitchen
- Level: Main
- Dimensions: 20.00 x 18.00
Laundry
- Level: Main
- Dimensions: 7.00 x 12.00
Living Room
- Level: Main
- Dimensions: 22.00 x 21.00
Master Bedroom
- Features: Walk-In Closet(s),Primary Suite
- Level: Main
- Dimensions: 20.00 x 15.00
Property
Details
- Parcel number: 2297905
- Zoning: CRR
- Special condition: Standard,Listed As-Is
Features
- Levels: One
- Stories: 1
- Pool features: In Ground,Pool,Screen Enclosure
- Exterior features: Landscaping,Concrete Driveway,Paved Driveway
- Has spa: Yes
- Fencing: Vinyl
Lot
- Lot size: 1.04 Acres
- Features: Cleared,Rectangular
- Lot size dimensions: 185 x 244
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage,Paved,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance * | $417 | $5,004 |
| Property Taxes | $808 | $9,696 |
| Electricity | $265 | $3,188 |
| Total | $4,751 | $57,012 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-14 | Listed for sale | $645,000 |
| 2022-09-19 | Sold | $565,000 |
| 2022-08-06 | Pending sale | $599,900 |
| 2022-07-30 | Listed for sale | $599,900 |
| 2020-06-19 | Sold | $397,000 |
| 2020-05-21 | Pending sale | $399,900 |
| 2019-08-11 | Listed for sale | $399,900 |
| 2018-03-12 | Sold | $116,000 |
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