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1639 SADDLEHORN DRIVE, Lakeland, FL, 33810

3beds
2baths
1,722sqft
$335,000
$195price/sqft
$2,480/moest. monthly cost
$99,200/yrincome needed

About This Home

Welcome to 1639 Saddlehorn Drive – a beautifully fully renovated 4-bedroom, 2-bathroom home offering modern upgrades, stylish finishes, and an excellent location. This move-in-ready home features new luxury vinyl plank flooring throughout, fresh interior finishes, and a spacious, open feel. The garage has been freshly painted and finished with a durable epoxy-coated Garage floor, adding both functionality and a clean, polished appearance. Step outside to enjoy the large backyard, perfect for entertaining, relaxing, gardening, or creating your own outdoor oasis. Conveniently located in a prime location, this home is just minutes from North Florida Avenue and directly across from Publix, providing easy access to shopping, dining, schools, and major commuter routes. Property Highlights: Fully renovated throughout 4 bedrooms, 2 bathrooms New luxury vinyl plank flooring Freshly painted garage Epoxy-coated garage floor Spacious backyard Prime location near North Florida Avenue Across from Publix Move-in ready

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
3/10
Kathleen Senior High SchoolGrades PK,9-125.1 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range
  • Laundry features: Laundry Room

Bathroom2

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eating Space In Kitchen,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Thermostat
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,139
  • Total interior livable area: 1,722 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Built-in Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 232714000943001070
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk

Lot

  • Lot size: 7,497 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$234$2,808
Property Taxes $356$4,272
Electricity $197$2,366
Total$2,480$29,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,028/yr
40% on housing$74,400/yr
45% on housing$66,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$335,000
2025-09-11Listing removed$1,999
2025-09-05Listed for rent$1,999
2025-08-18Listing removed$327,500
2025-08-10Price change$327,500
2025-08-01Price change$331,000
2025-07-01Price change$329,000
2025-06-11Price change$335,000
2025-05-28Price change$339,000
2025-05-01Listed for sale$349,000
2025-04-11Sold$236,000
2020-12-08Listing removed$1,755
2020-12-06Listed for rent$1,755
2019-12-10Listing removed$1,695
2019-12-06Price change$1,695
2019-11-26Price change$1,705
2019-11-18Price change$1,725
2019-08-30Price change$1,705
2019-07-31Listed for rent$1,725
2019-07-02Sold$205,000
2019-05-28Listed for sale$209,900
2012-12-04Sold$30,000

For Sale by Agent

AgentRajamohan Perumalsamy
BrokerageDALTON WADE INC

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