950 LAKE COVE TRAIL, Lakeland, FL, 33813
About This Home
Price improvement! Owner says sell! Looking for a home that's off the beaten path while still being just minutes from all the shopping, dining, and conveniences of South Lakeland? This beautiful 4-bedroom, 2-bath modular home offers the perfect blend of privacy and modern living! Built in 2023, this 1,836± square foot home features a desirable split-bedroom floor plan with an open-concept design that's ideal for everyday living and entertaining. The spacious living room and separate family room provide plenty of room for gathering, while the inside utility room and abundant storage add everyday convenience. 10 1/2’ ceilings throughout with crown molding and lots of ceiling fans, give it that open, airy feeling. Situated on the shores of picturesque Little Lake Victoria, a private 7± acre lake, this home is tucked away on a quiet private road shared by only three other homes. Step outside and enjoy your own waterfront retreat with direct lake access where you can swim, canoe, kayak, paddleboard, and fish. (No motorized boats allowed.) This home is not in a flood zone, although the land in the lake is considered flood zone. The house is high and dry! Need extra space? The impressive 24' x 26' metal garage with two 12’x12’ roll-up doors is perfect for storing vehicles, recreational equipment, or creating the ultimate workshop or hobby space. Center height is 19’ with 15’ eve height. If you've been searching for peaceful waterfront living without sacrificing proximity to South Lakeland's amenities, this is the one you've been waiting for. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2023
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Elevated
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Bathroom2
- Features: Tub With Shower
- Level: First
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 100
- Dimensions: 10x10
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 100
- Dimensions: 10x10
Bedroom4
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Pantry
- Level: First
- Area: 117
- Dimensions: 9x13
Family Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 169
- Dimensions: 13x13
Features
- Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Carpet,Luxury Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,836
- Total interior livable area: 1,836 sqft
Kitchen
- Features: Kitchen Island
- Level: First
- Area: 169
- Dimensions: 13x13
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 234
- Dimensions: 13x18
Primary Bathroom
- Features: Shower No Tub,Walk-In Closet(s)
- Level: First
- Area: 72
- Dimensions: 6x12
Primary Bedroom
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 168
- Dimensions: 12x14
Property
Details
- Parcel number: 242918000000041530
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Rear Porch
- Exterior features: Private Entrance,Rain Gutters,Storage
- Fencing: Other
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges,Powerboats – None Allowed
- Waterbody name: LITTLE LAKE VICTORIA
- Residential vegetation: Oak Trees,Wooded
Lot
- Lot size: 1.01 Acres
- Features: Cul-De-Sac,Gentle Sloping,In County,Private,Sloped,Street Dead-End,Street One Way
- Lot size dimensions: 171 x 245
Parking
- Total spaces: 2
- Parking features: Parking Pad
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $399 | $4,788 |
| Property Taxes | $383 | $4,596 |
| Electricity | $197 | $2,366 |
| Total | $3,128 | $37,536 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $399,900 |
| 2026-08-08 | Price change | $415,000 |
| 2026-08-02 | Listed for sale | $425,000 |
| 2018-11-03 | Listing removed | $65,000 |
| 2018-08-20 | Listed for sale | $65,000 |
| 2018-06-01 | Listing removed | $79,400 |
| 2018-02-13 | Price change | $79,400 |
| 2016-12-09 | Listed for sale | $79,900 |
View on Zillow