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8125 N Maltese Dr, Citrus Springs, FL, 34433

4beds
2baths
1,833sqft
$284,000
$155price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

Seller is motivated and offering strong incentives, including up to $4,000 toward closing costs (with preferred lender). Don't miss this opportunity to own a new home with reduced upfront costs in Dunnellon. This newly built four-bedroom, two-bath home sits on a 0.23-acre lot in a quiet area and features an open-concept layout designed for comfortable everyday living. The modern kitchen includes quartz countertops, shaker cabinetry, stainless steel appliances and a stylish upgraded backsplash. The primary suite offers a beautifully designed bath with a tiled walk-in shower and upgraded glass enclosure, adding a clean and modern touch. Built with durable concrete block and stucco construction, the home also includes a two-car garage and a spacious backyard with patio space, ideal for enjoying Florida's outdoor lifestyle. Buyer-friendly advantages include up to $4,000 lender credit, with preferred lender, plus additional seller incentives, so ask for details and take advantage of lower upfront costs. Move-in ready, low-maintenance new construction, and includes a one-year workmanship and seven-year structural warranty. Just minutes from Rainbow River, with easy access to kayaking, tubing and outdoor recreation. A strong value with location, incentives and opportunity. Schedule your showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Crystal River High SchoolGrades PK,9-127.5 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Other

  • Builder model: Model 1833 Hip Roof
  • Builder name: Martins Development LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Solid Wood Cabinets
  • Door features: Sliding Doors
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,359
  • Total interior livable area: 1,833 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 18E17S100110064800020
  • Zoning: RUR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,436$17,232
Home Insurance *$170$2,040
Property Taxes $149$1,788
Electricity $197$2,366
Total$1,952$23,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 34433$154
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34433$161
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$285,000
2026-03-03Price change$289,000
2026-02-18Listed for sale$299,000
2025-06-20Sold$25,500
2005-05-31Sold$4,500

New Construction

AgentOhana Martins
BrokeragePREMIER SOTHEBYS INT'L REALTY

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