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3261 W GAINESVILLE DRIVE, Citrus Springs, FL, 34433

4beds
3baths
1,708sqft
$277,900
$163price/sqft
$2,213/moest. monthly cost
$88,520/yrincome needed

About This Home

SELLER OFFERING $6,000 CLOSING COSTS Plus 1% of the loan amount towards closing costs or buydown rate using preferred lender NO HOA / NO CDD - NEW CONSTRUCTION IN A PRIME CORNER LOT - 4 BEDROOMS 2.5 BATHROOMS - FULL APPLIANCE PACKAGE - MOVE IN READY This 2,336 sq. ft. under roof house have a welcoming open concept floor plan with modern finishes. INCLUDED UPGRADES such as: FULL appliances package including WASHER AND DRYER, Master Bathroom with a sleek SHOWER DOOR, QUARTZ Countertop throughout the house, Garage Door Opner, vaulted ceiling / solid wood soft close cabinets in the kitchen / solid wood vanity in the bathrooms / dual sink in the master bathrooms / walk in master shower / Walk in master closet / Luxury vinyl plank flooring throughout the house / tiled bathroom floors / tiled floor to ceiling in the showers / high ceilings / luxury handles / 2 car garage / covered lanai / the windows are energy efficient. Additional features include a 2-10 HOME WARRANTY. Don't miss this opportunity—schedule your showing today! Some Pictures may refer to the Model Home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Crystal River High SchoolGrades PK,9-127.0 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 150
  • Dimensions: 15x10

Features

  • High Ceilings,Open Floorplan
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,336
  • Total interior livable area: 1,708 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 15x10

Living Room

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Primary Bathroom

  • Level: First
  • Area: 112
  • Dimensions: 14x8

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 18E17S100090 06120 0120
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$167$2,004
Property Taxes $444$5,328
Electricity $197$2,366
Total$2,213$26,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,874/yr
40% on housing$66,390/yr
45% on housing$59,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 34433$154
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34433$161
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$277,900
2026-07-31Listed for sale$277,900
2021-12-17Sold$12,500
2021-10-28Pending sale$13,900
2021-10-28Listed for sale$13,900

New Construction

AgentKarla Cintra
BrokerageFLORIDA REALTY INVESTMENTS

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