See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

74 E Dusty Ct, Hernando, FL, 34442

5beds
4baths
3,486sqft
$799,000
$229price/sqft
$6,062/moest. monthly cost
$242,480/yrincome needed

About This Home

Enjoy the peace and privacy of country surroundings in this 2024 custom-built modern home, ideally situated on 1.77 private acres at the end of a quiet cul-de-sac, offering space, privacy, and sophisticated design throughout. The main residence showcases very modern finishes, including sleek tile flooring throughout and designer light fixtures that elevate every space. An open-concept floor plan creates effortless flow, featuring three guest bedrooms, a primary suite, and a versatile flex room ideal for a home office or media space. The stunning kitchen is a true centerpiece, appointed with crisp white cabinetry, granite countertops, stainless steel appliances, a spacious pantry, and an island perfect for entertaining. The expansive family room seamlessly connects to the outdoors through disappearing sliding glass doors that open to the covered lanai, creating exceptional indoor-outdoor living. A formal dining room provides an elegant setting for gatherings and special occasions. The private primary suite is thoughtfully designed with a tray ceiling, French doors leading to the lanai, and two large walk-in closets. The ensuite bath features dual sinks and a walk-in shower for a clean, contemporary feel. A convenient half bath is located just off the rear lanai with direct access to the above-ground pool perfect for guests and outdoor entertaining without tracking through the main home. The separate in-law suite offers its own private entrance, making it ideal for multi-generational living or extended guests. This fully functional space includes one bedroom, one bathroom with a walk-in shower, a walk-in closet, a comfortable family room, and a kitchenette complete with sink, refrigerator, and stove. Additional highlights include washer and dryer hookups, a cozy kitchen nook, generous storage closets, and direct access to the rear lanai. With striking modern finishes, a seamless design, and ample room to grow, this exceptional property offers comfort and flexibility on a serene cul-de-sac homesite with endless possibilities for outdoor living. Located in a deed-restricted community with a low annual HOA fee, the home is connected to public water and septic. Enjoy a central location just minutes from shopping and dining, a short drive to the Hernando Chain of Lakes, and approximately 30 minutes from Gulf-access boat ramps.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Lecanto High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave Hood Fan,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Tray Ceiling(s),Dual Sinks,Fireplace,Primary Suite,Open Floorplan,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Window Treatments,Sliding Glass Door(s)
  • Door features: Double Door Entry,Sliding Doors
  • Window features: Blinds
  • Flooring: Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,376
  • Total interior livable area: 3,486 sqft

Property

Details

  • Parcel number: 2270772
  • Zoning: LDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground,Pool
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 1.77 Acres
  • Features: Acreage,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$517$6,204
Property Taxes $1,155$13,860
Electricity $350$4,209
Total$6,062$72,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,840/yr
40% on housing$181,860/yr
45% on housing$161,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$197
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$849,000
2026-02-26Listed for sale$899,000
2021-11-08Sold$36,500
2021-10-13Contingent$38,500
2021-10-04Listed for sale$38,500
2021-05-06Listing removed--
2021-05-05Price change$44,900
2021-04-24Price change$39,900
2021-04-15Price change$37,900
2021-03-28Listed for sale$33,900
2021-03-19Sold$18,800
2021-03-14Listed for sale$34,900
2021-02-08Listing removed--
2021-02-06Listed for sale$19,900

For Sale by Agent

AgentLaurie Callahan, Century 21 J.W.Morton R.E.
BrokerageCentury 21 J.W.Morton R.E.

Similar Homes