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483 Deerfield Dr, Oswego, IL, 60543

4beds
4baths
3,000sqft
$761,000
$254price/sqft
$4,380/moest. monthly cost
$175,200/yrincome needed

About This Home

Beautiful NEW model home in Deerpath Trails. Stop by to tour a fabulous NEW design that includes everything you are looking for in a proposed custom home. Before you even step foot in this beautiful home, enjoy a fantastic wrap around porch (accessible from both the front door and sliding glass doors off the dining room!). Study (or possibly a first floor guest bedroom with full bath) with custom details right off the foyer. Dining room with beautiful trim features connected to kitchen with spacious butler pantry. Kitchen includes Brakur custom cabinetry, large island and updated appliances. Kitchen opens to a two story family room with fireplace. Upstairs is a large master suite (stand alone tub, dual vanities, tiled shower and spacious walk in closet), bedrooms two and three with a jack & jill bath, bedroom four near to a full hallway bathroom and a second floor laundry. Three car tandem garage, siding, landscaping/sod and a concrete patio complete the exterior. Pricing is subject to change based on current cost estimates. This is a model home and and other lots are available for a new build. This is a custom-built home - all details, upgrades, room dimensions, and allowances noted in the listing are estimates. Please refer to the builder marketing folder for current new construction pricing. The builder contract will include final pricing and specifications for the custom build. Pictures and architectural drawings included in the listing are from previously built homes.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Traughber Jr High SchoolGrades 6-81.0 mi
8/10
Oswego High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Stone,Concrete

Other

  • Builder model: JACE JEFFERY

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Humidifier
  • Laundry features: Upper Level,In Unit,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 342
  • Dimensions: 19X18

Features

  • Cathedral Ceiling(s),1st Floor Full Bath,Built-in Features
  • Window features: Screens,Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,000 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Walk-in),Flooring (Hardwood)
  • Level: Main
  • Area: 364
  • Dimensions: 26X14

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 63
  • Dimensions: 7X9

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 238
  • Dimensions: 14X17

Mud Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Study

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0329201015
  • Special condition: None
  • Other equipment: Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped
  • Lot size dimensions: 90 X 126

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,848$46,176
Home Insurance *$302$3,624
Property Taxes $0$0
Electricity $230$2,768
Total$4,380$52,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,171/yr
40% on housing$131,400/yr
45% on housing$116,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Price change$756,000
2025-12-04Listed for sale$750,000
2025-12-02Listing removed$745,000
2025-03-27Listed for sale$745,000
2025-03-27Listing removed$727,900
2024-10-03Listed for sale$727,900
2024-09-07Listing removed$717,900
2024-06-03Price change$717,900
2024-04-16Listed for sale$699,900
2024-04-16Listing removed--
2024-02-13Price change$696,000
2024-01-12Price change$691,000
2023-12-04Listed for sale$685,000
2023-12-04Listing removed--
2023-02-09Price change$676,000
2022-12-08Listed for sale$660,000
2022-12-08Listing removed--
2022-10-07Price change$653,000
2022-07-15Listed for sale$645,000
2022-07-02Listing removed--
2022-02-28Price change$645,000
2021-12-31Listed for sale$610,000
2021-02-10Sold$30,000

For Sale by Agent

AgentKristen Jungles, CNC
BrokerageLPT Realty

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