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1236 Orchard Dr, Nicholasville, KY, 40356

3beds
2baths
1,502sqft
$347,400
$231price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

Move-In ready ranch with the potential to have ~3,000 finished square feet. Built just 6 years ago, this well-maintained home offers the perfect blend of modern convenience and functional living space. Featuring 3 bedrooms, 2 bathrooms, you'll love the comfortable layout. The spacious kitchen and living areas provide an ideal setting for everyday living and entertaining, while the unfinished walk-out basement offers an additional 1,500 square feet of potential for future finished square value! The current unfinished basement is perfect for workshop space, storage and gym space. The basement is roughed-in for a full bathroom. Step outside to enjoy the fenced backyard—perfect for pets, play, and outdoor gatherings—with a storage shed that conveys with the property. Conveniently located near local schools, shopping, dining, and Main Street, this home combines a desirable location with the benefits of newer construction. Don't miss this opportunity to own a move-in ready home with room to grow in the heart of Nicholasville!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
7/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Full,Unfinished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,502

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,502
  • Total interior livable area: 1,502 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0692007026.00

Features

  • Levels: One
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,965 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,756$21,072
Home Insurance *$161$1,932
Property Taxes $307$3,684
Electricity $154$1,850
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$197
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$347,400
2026-07-27Price change$347,400
2026-06-24Listed for sale$349,900
2020-04-15Sold$225,000
2020-03-10Pending sale$238,900
2020-02-12Listing removed$1,795
2019-12-26Price change$1,795
2019-11-30Listed for sale$238,900
2019-10-14Listing removed$238,900
2019-09-14Listed for rent$1,895
2019-04-26Listed for sale$238,900
2018-03-15Sold$40,000

For Sale by Agent

AgentLauren Ball
BrokerageDeborah Ball Realty

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