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313 Thomas White Blvd, Chester, MD, 21619

4beds
3baths
3,291sqft
$825,000
$251price/sqft
$5,529/moest. monthly cost
$221,160/yrincome needed

About This Home

Welcome to 313 Thomas White Boulevard in the sought-after waterfront community of Gibson's Grant on Kent Island. This beautifully maintained Koch-built home offers more than 3,200 square feet of thoughtfully designed living space with four bedrooms, two-and-a-half baths, and a flexible floor plan tailored to today's lifestyle. The main level features hardwood flooring,crown molding and refined architectural details throughout, a main-level home office, and a spacious family room anchored by a cozy gas fireplace. The gourmet kitchen is designed for both everyday living and entertaining, showcasing granite countertops, rich mahogany cabinetry, stainless steel appliances, double wall ovens, a center island, pantry, and a sunny breakfast area. Upstairs, the spacious primary suite offers a walk-in closet and a luxurious en-suite bath with a soaking tub and separate shower, while three additional bedrooms provide plenty of room for family and guests. Above the garage, an expansive bonus room offers endless possibilities for recreation, work, fitness, or guest accommodations, making it one of the home's most versatile spaces. Relax on the welcoming front porch where you can enjoy the neighborhood's charming streetscape and peaceful surroundings, or unwind in the screened porch overlooking the fenced backyard, an inviting space for morning coffee, outdoor dining, or relaxing. A rear-entry two-car garage adds everyday convenience while preserving the home's classic curb appeal. Located in one of Kent Island's premier waterfront neighborhoods, Gibson's Grant offers exceptional resort-style amenities, including a community pool, clubhouse, fitness center, walking trails, kayak launch, fishing pier, pavilion, playgrounds, picnic areas, and water access to Macum Creek and the Chester River. Just minutes from Route 50 and the Chesapeake Bay Bridge, this home provides an easy commute to Annapolis, Baltimore, Washington, D.C., and Maryland's Eastern Shore while offering the relaxed coastal lifestyle that makes Kent Island so desirable.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Kent Island High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Crawl Space
  • Construction materials: Frame

Other

  • Builder model: Chatham
  • Builder name: Koch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Dryer,Energy Efficient Appliances,Exhaust Fan,Double Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Dryer In Unit,Main Level,Washer In Unit

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: English,Heated,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Floor Plan - Traditional,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Tray Ceiling(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,291

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,291
  • Total interior livable area: 3,291 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804119541
  • Zoning: CMPD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch
  • Exterior features: Play Area,Sidewalks,Street Lights
  • Waterfront features: Canoe/Kayak,Fishing Allowed,River
  • Waterbody name: Chester River / Macum Creek

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$188$2,256
Property Taxes $751$9,012
Electricity $419$5,031
Total$5,529$66,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,565/yr
40% on housing$165,870/yr
45% on housing$147,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 21619$282
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21619$267
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$825,000
2023-11-13Listing removed--
2021-11-12Sold$689,000
2021-10-08Pending sale$689,000
2021-09-24Listed for sale$689,000
2021-05-06Listing removed--
2021-05-04Price change$735,000
2021-04-16Price change$749,000
2021-03-19Listed for sale$759,000
2021-01-12Listing removed--
2020-12-15Listed for sale$645,000
2013-08-23Sold$563,645

For Sale by Agent

AgentCarol Snyder
BrokerageMonument Sotheby's International Realty

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