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128 Allison Jane Dr, Stevensville, MD, 21666

3beds
3baths
2,240sqft
$650,000
$290price/sqft
$4,360/moest. monthly cost
$174,400/yrincome needed

About This Home

Welcome to Ellendale—where modern comfort meets Eastern Shore charm. This beautifully maintained 3-bedroom, 2 full and 1 half bath home, built in 2018 by Baldwin Homes, offers the feel of new construction with a spacious, light-filled layout, a desirable first-floor primary suite, and a 2-car garage. Designed for both everyday living and effortless entertaining, the home features stylish finishes throughout, along with two added Mitsubishi mini-split systems for enhanced comfort and energy efficiency. Step outside to enjoy the fully fenced backyard and stone patio, creating the ideal setting for outdoor dining, gatherings, or quiet mornings with a cup of coffee. An in-ground lawn sprinkler system helps keep the yard lush and beautifully maintained with ease throughout the seasons. Nestled in the sought-after Ellendale community in Stevensville on Kent Island, you're just minutes from waterfront dining, boutique shopping, and the attractions of Kent Narrows. With convenient access to Route 50 and an easy commute to Annapolis, this home offers the perfect blend of comfort, convenience, and coastal living.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Matapeake Middle SchoolGrades 6-81.1 mi
5/10
Kent Island High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Other

  • Builder model: Milliagan Cape Cod
  • Builder name: Baldwin Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Trash Compactor,Cooktop,Dishwasher,Disposal,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Formal Dining Room,Flooring - Vinyl
  • Level: Main

Family Room

  • Features: Fireplace - Other,Flooring - Vinyl
  • Level: Main

Features

  • Butlers Pantry,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s),Pantry,Recessed Lighting,Bathroom - Stall Shower,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,240

Foyer

  • Features: Flooring - Vinyl
  • Level: Main

Game Room

  • Features: Flooring - Carpet
  • Level: Upper

Half Bath

  • Features: Flooring - Vinyl
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Central Air,Ductless,Electric

Interior Area

  • Total structure area: 4,480
  • Total interior livable area: 2,240 sqft

Kitchen

  • Features: Flooring - Vinyl,Pantry,Kitchen - Electric Cooking,Kitchen Island,Granite Counters
  • Level: Main

Laundry

  • Features: Flooring - Vinyl
  • Level: Main

Primary Bathroom

  • Features: Double Sink,Flooring - Vinyl
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804122380
  • Zoning: SMPD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Boat Storage,Sidewalks
  • Waterbody name: Thompson Creek

Lot

  • Lot size: 6,250 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Rear,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$242$2,904
Property Taxes $547$6,564
Electricity $285$3,424
Total$4,360$52,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,485/yr
40% on housing$130,800/yr
45% on housing$116,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$285
Queen Anne's County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$650,000
2019-06-10Sold$437,990
2019-05-11Pending sale$444,990
2019-05-01Listed for sale$444,990
2019-02-20Pending sale$444,990
2018-06-15Price change$444,990
2018-03-18Listed for sale$441,573

For Sale by Agent

AgentMax Burton
BrokerageMr. Lister Realty

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