See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232 Evelyne St, Chester, MD, 21619

4beds
4baths
3,312sqft
$840,000
$254price/sqft
$5,609/moest. monthly cost
$224,360/yrincome needed

About This Home

Situated on one of the largest lots in sought-after Gibson’s Grant, this 4-bedroom, 3.5-bath home offers space, flexibility, and room to grow. High ceilings and an open layout create an airy feel, with an oversized kitchen flowing seamlessly into the family room and a separate main-level office for work or quiet retreat. The main level also features a formal dining room and living room. Upstairs, the spacious primary suite features a sitting area, two walk-in closets, and en-suite bath, alongside three additional bedrooms and two full bathrooms. The unfinished walkout basement includes a rough-in for a future bath. Outside, enjoy a fenced backyard complete with a patio and built-in fire pit—perfect for gathering year-round. Community amenities include swimming pool, clubhouse, fitness center, walking trails, community pier, picnic area, and kayak launch. Centrally located on Kent Island. Only 5 minutes to the Bay Bridge.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Kent Island High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Laundry Room,Mud Room

Basement

  • Features: Basement - Unfinished
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Exterior Entry,Unfinished,Walk-Out Access,English

Bathroom2

  • Features: Double Sink
  • Level: Upper

Bathroom3

  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Features: Flooring - Carpet,Fireplace - Gas
  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,312

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Propane,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 4,968
  • Total interior livable area: 3,312 sqft

Kitchen

  • Features: Flooring - HardWood,Kitchen Island,Granite Counters,Kitchen - Gas Cooking
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Features: Flooring - Carpet
  • Level: Main

Mud Room

  • Level: Lower

Office

  • Features: Flooring - Carpet
  • Level: Main

Primary Bathroom

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling,Attached Bathroom,Soaking Tub,Bathroom - Walk-In Shower,Walk-In Closet(s),Double Sink
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s),Ceiling Fan(s),Primary Bedroom - Sitting Area
  • Level: Upper

Sitting Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804119754
  • Zoning: CMPD
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Extensive Hardscape
  • Fencing: Wood
  • Waterfront features: Canoe/Kayak,Private Access,River
  • Waterbody name: Chester River

Lot

  • Lot size: 9,582 sqft
  • Features: Premium,Rear Yard

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Rear,Inside Entrance,Garage Door Opener,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$192$2,304
Property Taxes $749$8,988
Electricity $421$5,063
Total$5,609$67,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,308/yr
40% on housing$168,270/yr
45% on housing$149,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 21619$282
Queen Anne's County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 21619$267
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$840,000
2026-05-29Listed for sale$865,000
2012-08-23Sold$518,483

For Sale by Agent

AgentCourtney Chipouras
BrokerageTTR Sotheby's International Realty

Similar Homes