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43 White Anchor Cv, Jordan, NY, 13080

4beds
2baths
3,500sqft
$749,000
$214price/sqft
$5,715/moest. monthly cost
$228,600/yrincome needed

About This Home

Welcome to 43 White Anchor Cove, a rare lakeside retreat nestled on nearly 11 acres with a private 2-acre pond and 2,600 feet of Cross Lake waterfront. This home is a showcase of thoughtful design and custom craftsmanship, blending comfort, style, and the best of outdoor living. The exterior features white pine board and batten siding, a stamped walkway leading to a pergola-covered entry, and a stone patio with a built-in fire pit, pizza oven, and grill—perfect for entertaining or relaxing with family and friends. Inside, you’ll find soaring ceilings, sun-filled windows, and a host of unique details: hand-hewn support beams, custom cherry doors, slate-covered window alcoves, and arts & crafts light fixtures. The contemporary wood stove in the family room and multi-zoned radiant heat beneath stamped concrete floors keep the space warm and inviting year-round. The heart of the home is a one-of-a-kind designer kitchen, featuring a circular black walnut island and custom cabinetry. The open layout flows effortlessly into the living and dining areas. The first floor includes two bedrooms and a full bath, while upstairs offers two additional bedrooms and another full bathroom. Every window is outfitted with custom fabric and insulated cellular shades for comfort and privacy. Enjoy lush grounds ,a fenced garden area, and an oversized, foam-insulated 3+ car garage with a versatile second-story bonus room—ideal for a studio, office, or guest suite. The home also features both passive and active solar heating systems for energy efficiency. As a resident of the exclusive 15-family White Anchor Cove association, you’ll have private access to 35 acres of recreational trails, a clubhouse, sandy beach, and your own boat slip on Cross Lake—plus direct entry to the 525-mile NYS Canal System from your backyard. If you’re seeking a blend of custom luxury, privacy, and an active lakeside lifestyle, this is a property you’ll want to experience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Other,See Remarks,Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Exhaust Fan,Propane Water Heater,Refrigerator,Range Hood,Water Purifier Owned
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Home Office,Hot Tub/Spa,Bedroom on Main Level
  • Flooring: Carpet,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Propane,Solar,Hot Water,Radiant Floor,Radiant
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 05248906500000010130070000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Dock,Fence,Hot Tub/Spa,Patio,See Remarks,Propane Tank - Leased
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Partial
  • Waterfront features: Deeded Access,Dock Access,Lake,Pond
  • Waterbody name: Cross Lake
  • Frontage length: 2600

Lot

  • Lot size: 10.80 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot,Secluded
  • Lot size dimensions: 517 x 900

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$215$2,580
Property Taxes $1,135$13,620
Electricity $578$6,940
Total$5,715$68,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,942/yr
40% on housing$171,450/yr
45% on housing$152,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 13080$187
Cayuga County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 13080$229
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$785,000
2026-01-16Listed for sale$800,000
2026-01-13Listing removed$800,000
2025-08-19Listed for sale$800,000
2023-10-26Sold$665,000
2023-09-11Pending sale$699,900
2023-08-29Listed for sale$699,900
2015-04-30Sold$380,000
2014-11-20Price change$389,900
2014-08-13Listed for sale$399,900
2006-10-06Sold$61,000
2005-06-02Sold$55,000

For Sale by Agent

AgentBen Gray
BrokerageeXp Realty

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