2023 Philomena Drive, Schenectady, NY, 12303
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Drywall,Stone,Vinyl Siding
Other
- Builder model: Ranch
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Gas Water Heater,Humidifier,Microwave,Range,Range Hood
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Bilco Doors,Full
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceramic Tile Bath,Crown Molding,Built-in Features
- Door features: Sliding Doors
- Window features: Double Pane Windows
- Flooring: Other,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,921
Full Bathroom
- Level: First
Full Bathroom
- Level: First
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total structure area: 1,921
- Total interior livable area: 1,921 sqft
Kitchen
- Level: First
Laundry
- Level: First
Property
Details
- Parcel number: 013089 27.15318
- Zoning description: Single Residence
- Special condition: No Disclosures
Features
- Patio & porch: Porch
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: None
Lot
- Lot size: 0.34 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $984 | $11,808 |
| Electricity | $317 | $3,809 |
| Total | $5,086 | $61,032 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-09 | Listed for sale | $695,000 |
View on Zillow