16 Abel Road, Stillwater, NY, 12170
About This Home
Building Started! New Construction, One-level living. This cozy two-bedroom home is perfect for downsizing or accommodating a small family. The main living area features a wonderful open floor plan. The spacious primary suite includes a double vanity and a walk-in closet. Lovely gas fireplace in the living room, an additional bedroom, and a guest bathroom. LVP flooring is found in the main living areas, with tiled baths and carpeted bedrooms. It has an attached two-car garage and a slab basement. No stairs! Custom upgrades are available; you can choose your finishes. Broker owned.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Vinyl Siding
Other
- Builder model: Hudson
Type & Style
- Home type: SingleFamily
- Architectural style: Custom,Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Range Hood
- Laundry features: Laundry Closet
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Door features: Sliding Doors
- Flooring: Vinyl,Carpet,Ceramic Tile
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,328
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,328
- Total interior livable area: 1,328 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 415201 244.5411
- Special condition: Standard
Features
- Patio & porch: Pressure Treated Deck,Deck,Porch
- Exterior features: Lighting
Lot
- Lot size: 9,583 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 4
- Parking features: Paved,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $422 | $5,064 |
| Electricity | $246 | $2,954 |
| Total | $2,851 | $34,212 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Listed for sale | $399,000 |
View on Zillow