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206 Conway Rd, Cold Brook, NY, 13324

2beds
1baths
1,312sqft
$165,000
$126price/sqft
$1,397/moest. monthly cost
$55,880/yrincome needed

About This Home

Escape to nearly 10 private acres and discover the kind of Adirondack-style retreat people dream about. This off-grid home offers privacy, character, and true self-sufficient living with paid-off solar panels that can be monitored right from an app on your phone, a whole-house generator, wood heat, and backup propane. Inside, the home feels warm, rustic, and inviting, with natural log details sourced from the property, bamboo flooring, wood accents, and large windows that pull the outdoors right into the living space. French doors open to the peaceful setting outside, creating an easy connection between the home and the land. The layout offers two spacious bedrooms with generous closet space and a full bath featuring a tiled shower, jacuzzi tub, and composting toilet. The dry full basement adds great usable space for laundry, storage, hobbies, or a workshop. Outside is where this property really shines. With nearly 10 acres to enjoy, there is room for gardens, small-scale homesteading, trails, firewood, recreation, animals, and quiet mornings surrounded by nature. A large woodshed is already in place, adding to the practical country lifestyle. For outdoor enthusiasts, the location is hard to beat, with nearby access to the snowmobile trail system, Hinckley Reservoir about 10 minutes away, and endless opportunities to enjoy the Adirondack lifestyle. Rocky’s and Hotel Ohio are also about 10 minutes away, with Utica approximately 30 minutes from the property. Privacy, energy independence, acreage, recreation, and Adirondack charm all come together here. This is more than a home. It is a lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Poland Elementary SchoolGrades PK-56.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen/Family Room Combo
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Wood,Wall Furnace

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Property

Details

  • Parcel number: 21420007800100020202000000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 9.50 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 421 x 1036

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$89$1,068
Property Taxes $228$2,736
Electricity $246$2,954
Total$1,397$16,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,897/yr
40% on housing$41,910/yr
45% on housing$37,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 13324$205
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13324$126
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$155,000
2026-07-20Price change$165,000
2026-07-16Listed for sale$175,000
2026-07-06Contingent$175,000
2026-05-20Listed for sale$175,000
2025-08-01Listing removed$195,000
2025-06-23Price change$195,000
2025-06-15Listed for sale$245,000
2023-04-03Sold$185,000
2023-01-13Pending sale$196,900
2022-12-03Price change$196,900
2022-10-23Price change$199,900
2022-10-07Price change$209,800
2022-08-25Listed for sale$222,000
2021-06-11Listing removed--
2021-03-12Price change$189,000
2020-11-13Price change$199,000
2020-09-24Listed for sale$244,000
2012-02-27Sold$18,000
2010-06-02Sold$17,000

For Sale by Agent

AgentJessica Wright
BrokerageRiver Hills Properties LLC Barn

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