3809 Creek Ridge Dr, Denver, NC, 28037
About This Home
Welcome to this beautifully maintained ranch home nestled on a spacious 0.703-acre cul-de-sac lot in the desirable Rock Springs community of Denver, NC. Lovingly cared for, this inviting home offers over 1,600 square feet of comfortable living space with 3 bedrooms, 2 full baths, and an impressive 3-car garage. The welcoming family room features a cozy fireplace with propane gas logs, creating the perfect place to gather. Luxury vinyl plank (LVP) flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpet. The eat-in kitchen is well-appointed with granite countertops, abundant cabinetry, and stainless steel appliances, including a cooktop, dishwasher, and refrigerator. A separate dining room provides the perfect setting for hosting holiday meals, dinner parties, or family gatherings. The spacious owner's suite is a relaxing retreat featuring a vaulted ceiling and an ensuite bath with a Jacuzzi soaking tub, tiled walk-in shower, granite countertops, and beautiful tile flooring. Step outside and enjoy the beautifully landscaped backyard, complete with a paver patio that's perfect for relaxing or entertaining. A storage shed with a roll-up door and ramp offers convenient space for lawn equipment, tools, and outdoor gear. Additional highlights include a **new roof (2026)**, a charming rocking-chair front porch, and pride of ownership throughout. Ideally located just minutes from Lake Norman, Rock Springs Nature Preserve, shopping, dining, and Highway 16, this exceptional home offers convenient access to Charlotte, Huntersville, and Hickory while providing the perfect blend of comfort, convenience, and peaceful living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Soaking Tub,Open Floorplan,Walk-In Closet(s)
- Flooring: Vinyl
- Fireplace features: Gas Log,Great Room
- Finished area below ground: 0
- Finished area above ground: 1,709
Great Room
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 1,709
- Total interior livable area: 1,709 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 82878
- Zoning: R-SF
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch
Lot
- Lot size: 0.70 Acres
- Features: Cul-De-Sac
Parking
- Total spaces: 3
- Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $248 | $2,976 |
| Electricity | $200 | $2,405 |
| Total | $2,954 | $35,448 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $470,000 |
| 2022-11-15 | Sold | $385,000 |
| 2022-10-14 | Pending sale | $400,000 |
| 2022-09-29 | Contingent | $400,000 |
| 2022-09-26 | Price change | $400,000 |
| 2022-09-16 | Listed for sale | $420,000 |
| 2020-03-02 | Sold | $285,000 |
| 2020-01-27 | Pending sale | $300,000 |
| 2020-01-04 | Listed for sale | $300,000 |
| 2013-07-31 | Sold | $213,570 |
View on Zillow