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644 Chestnut St, Pottstown, PA, 19464

4beds
3baths
2,256sqft
$289,000
$128price/sqft
$2,117/moest. monthly cost
$84,680/yrincome needed

About This Home

NEW PRICE! Welcome to this beautifully updated, spacious home offering over 4 bedrooms, 2 1/2 bathrooms. Blending timeless character with modern upgrades, this move-in-ready property features generous living areas, high ceilings, hardwood flooring, and abundant natural light throughout. The open-concept main level is perfect for everyday living and entertaining, while the updated kitchen boasts granite countertops, stainless steel appliances, tile backsplash, ample cabinetry, and a breakfast bar. The upper levels offer spacious bedrooms, including a private primary suite with a walk-in closet and en-suite bath. Additional highlights include a rear staircase, an unfinished basement for storage or future expansion, and a detached one-car garage with additional off-street parking. Step outside the kitchen sliders to enjoy a covered rear porch and a spacious backyard—ideal for relaxing, gardening, or entertaining. Conveniently located near schools, parks, shopping, dining, and major commuter routes, this home offers the perfect combination of space, comfort, and value.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Pottstown Middle SchoolGrades 5-80.5 mi
3/10
6/10
Rupert El SchoolGrades PK-40.9 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Straight Thru
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 771

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,256

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 3,027
  • Total interior livable area: 2,256 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 160005796002
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,940 sqft
  • Lot size dimensions: 21.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Other,Detached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$99$1,188
Property Taxes $310$3,720
Electricity $247$2,970
Total$2,117$25,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,582/yr
40% on housing$63,510/yr
45% on housing$56,453/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 19464$134
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19464$201
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$279,000
2026-08-02Price change$289,000
2026-07-17Listed for sale$299,000
2018-12-20Listing removed$185,900
2018-12-06Pending sale$185,900
2018-12-04Listed for sale$185,900
2018-09-06Sold$150,000
2018-07-19Listed for sale$185,900
2017-07-31Sold$38,000
2009-05-21Sold$134,000
2007-04-17Sold$115,000
2001-08-20Sold$32,000
2000-12-12Sold$1,585
1995-03-20Sold$45,000

For Sale by Agent

AgentShannon Bruno
BrokerageKeller Williams Realty Group

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