884 Clear Creek Cir, Lincolnton, NC, 28092
About This Home
*** Alright… NOW this is officially hard to ignore!!! *** *** Check out this Price Improvement on This Beautiful Home! *** Welcome home to this beautifully maintained one-owner home built in 2014, perfectly situated on a spacious 0.58-acre corner lot with no HOA. Offering approximately 2,000 square feet, this move-in ready home blends comfort, space, and convenience. Step inside this open floorplan with vaulted ceilings and beautiful hardwood floors, creating a bright and inviting atmosphere. The kitchen is designed for both function and style with custom cabinetry and a walk-in pantry. Bedrooms feature comfortable carpeting and walk-in closets, while a large bonus room above the garage provides flexible space for a home office, playroom, or media room. Enjoy outdoor living on the large back deck, perfect for entertaining. The generous backyard offers endless possibilities for gardening, recreation, or future enhancements. Located in a quiet neighborhood, just 5 minutes from downtown Lincolnton for shopping, dining, and entertainment, and conveniently close to Hickory and Gastonia. Plus, you’ll have quick access to the mountains for your outdoor adventures. Don’t miss this opportunity to own a well-kept home with space, privacy, and an unbeatable location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Crawl Space
- Construction materials: Brick Partial
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave,Refrigerator with Ice Maker
- Laundry features: Mud Room
Bedroom S
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Bonus Room
- Features: Attic Other,Ceiling Fan(s)
- Level: Upper
Dining Area
- Features: Open Floorplan
- Level: Main
Features
- Attic Other,Open Floorplan
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Carpet,Tile,Wood
- Attic: Other
- Finished area below ground: 0
- Finished area above ground: 1,980
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Kitchen
- Features: Kitchen Island,Open Floorplan,Walk-In Pantry
- Level: Main
Living Room
- Features: Ceiling Fan(s),Open Floorplan,Vaulted Ceiling(s)
- Level: Main
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: Main
Property
Details
- Parcel number: 84631
- Zoning: R-25
- Special condition: Estate
Features
- Levels: 1 Story/F.R.O.G.
- Patio & porch: Covered,Deck,Front Porch
Lot
- Lot size: 0.58 Acres
- Features: Corner Lot,Level
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $101 | $1,212 |
| Electricity | $200 | $2,405 |
| Total | $2,569 | $30,828 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $445,000 |
| 2026-03-30 | Price change | $470,000 |
| 2026-03-06 | Price change | $485,000 |
| 2026-01-26 | Listed for sale | $499,999 |
| 2016-05-26 | Sold | $240,000 |
| 2016-04-28 | Pending sale | $245,000 |
| 2016-01-12 | Price change | $245,000 |
| 2015-10-08 | Listed for sale | $239,000 |
| 2015-09-01 | Listing removed | $250,000 |
| 2015-07-17 | Listed for sale | $250,000 |
| 2015-05-14 | Listing removed | $250,000 |
| 2015-05-13 | Listed for sale | $250,000 |
View on Zillow