195 Birdie Dr, Stanley, NC, 28164
About This Home
Discover the space, flexibility, and golf-course community lifestyle you've been searching for at 195 Birdie Drive in Treetops at Cowans Ford. Perfectly positioned on a generous sized lot, this custom-built home offers room to live, entertain, and grow with nearly 4,000 square feet of thoughtfully designed living space. The highly desirable main-level primary suite provides everyday convenience, while four additional bedrooms, multiple gathering spaces, and flexible bonus areas offer endless possibilities for work, hobbies, guests, or multi-generational living. At the center of the home, the spacious kitchen is designed to bring people together, featuring custom cabinetry, generous prep space, a gas range, and an easy flow into the surrounding living and dining areas. The three-car garage provides ample space for vehicles, golf carts, recreational equipment, and workshop needs. Step outside and enjoy peaceful outdoor living areas ideal for morning coffee, evening gatherings, or simply taking in the beauty of the surrounding community. Full-brick construction adds timeless curb appeal and lasting quality. Located in the desirable Treetops at Cowans Ford community, residents enjoy close proximity to Lake Norman, Cowans Ford Golf Club, local dining, shopping, and convenient access to Charlotte and surrounding areas. Whether you're seeking room for a growing household, space for entertaining, or simply a home that offers more than the ordinary, 195 Birdie Drive delivers comfort, versatility, and exceptional value in one of the area's most sought-after neighborhoods.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Electric Oven,Gas Range,Refrigerator
- Laundry features: Laundry Closet,Laundry Room,Multiple Locations
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Fireplace features: Family Room,Gas Log,Primary Bedroom
- Finished area below ground: 0
- Finished area above ground: 3,926
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,926
- Total interior livable area: 3,926 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Office
- Level: Upper
Other
- Level: Upper
Other
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 85890
- Zoning: PD-MU
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,904 | $58,848 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $498 | $5,976 |
| Electricity | $365 | $4,388 |
| Total | $6,087 | $73,044 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $970,000 |
| 2026-06-01 | Listed for sale | $990,000 |
| 2013-01-11 | Sold | $61,000 |
| 2009-03-19 | Sold | $62,500 |
| 2007-04-30 | Sold | $192,500 |
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