See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1545 Upper Cow Creek Rd, Azalea, OR, 97410

1beds
1baths
360sqft
$299,900
$833price/sqft
$2,044/moest. monthly cost
$81,760/yrincome needed

About This Home

Discover the perfect blend of privacy, charm, and opportunity on this peaceful 3.35-acre Cow creekfront property with water rights. This beautifully updated 1-bedroom, 1-bath tiny home offers 360 square feet of thoughtfully designed living space with stylish finishes and a warm, inviting interior. The level, usable land features valuable water rights, mature apple trees, a chicken coop, RV parking, and plenty of room for gardening or expanding your vision. A large shop offers incredible potential and could be converted into additional living space, a workshop, or hobby area (buyer to verify). Enjoy stunning views, the security of a gated entrance, and the tranquility of country living while being surrounded by nature. Zoned AW/FG, this unique property offers endless possibilities for a full-time residence, weekend retreat, or future homestead.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 360
  • Total interior livable area: 360 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: R53698
  • Zoning: AW/FG

Features

  • Stories: 1
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Cow Creek

Lot

  • Lot size: 3.35 Acres
  • Features: Gated,Level,Trees,Acres 3 to 5

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Winter Weather
Heat Wave
Landslide

FEMA Declared Disasters in Douglas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$98$1,176
Property Taxes $254$3,048
Electricity $176$2,119
Total$2,044$24,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,080/yr
40% on housing$61,320/yr
45% on housing$54,506/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$833This listing

vs Other Active Listings

Avg $/sqft

ZIP 97410$533
Douglas County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 97410$193
Douglas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$299,900
2026-07-03Listed for sale$310,000
2023-05-10Sold$265,000
2023-04-21Pending sale$299,000
2023-02-17Listed for sale$299,000
2015-07-28Sold$95,000

For Sale by Agent

AgentJason Mann
BrokerageJ Mann Realty

Similar Homes