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1644 Centennial Dr, Silverton, OR, 97381

4beds
2baths
2,878sqft
$727,000
$253price/sqft
$5,113/moest. monthly cost
$204,520/yrincome needed

About This Home

Beautiful classic home accented with upscale, contemporary style located in a desirable neighborhood of Silverton on the edge of town with community park. Home features a bright and open floor plan creating a perfect space for entertaining on the main level which expands onto a large deck with territorial views of the surrounding hills and open sky. The home features many upgrades, the main living area including hardwood flooring, upgraded lighting, a generously sized kitchen with island. Granite counter tops in the kitchen with marble tile accents, vaulted ceilings and gas fireplace in the living room. The large primary bedroom suite also features a view with a lighted coved ceiling and double doors to the large on-suite bathroom. The primary bathroom features dual sinks, marble tile, jetted tub and private restroom area and a large walk-in closet with vanity area. The main level has two additional bedrooms with double door closets with generous storage. The large secondary bath has dual sinks, abundant storage and a shower/tub combination. The spacious lower level of the home features 10 ft. ceilings in the large bonus room and fourth bedroom. In addition, the lower level has a huge walk-in storage area that could be converted into finished space if desired. The backyard has a large, covered patio allowing for an additional area for entertainment with the option of a hot tub set up. Fully fenced with meticulous landscaping and sprinkler system. Home has been recently painted on the interior and exterior in neutral colors with quality paint. Come view this home that shows pride of ownership all over it!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
4/10
Silverton Middle SchoolGrades 6-81.9 mi
5/10
Silverton High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Range Included,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Area (Combination)
  • Level: Main

Family Room

  • Level: Lower

Features

  • Rec Room
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,878
  • Total interior livable area: 2,878 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 342600
  • Zoning: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Deck
  • Exterior features: Gray
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7,000 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,676$44,112
Home Insurance *$180$2,160
Property Taxes $996$11,952
Electricity $261$3,134
Total$5,113$61,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,302/yr
40% on housing$153,390/yr
45% on housing$136,346/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 97381$271
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97381$295
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$713,000
2026-07-22Listed for sale$727,000
2019-08-19Sold$447,500
2019-08-19Listed for sale$449,900
2019-08-19Pending sale$449,900
2019-05-24Listed for sale$449,900
2018-12-08Listing removed$438,000
2018-10-10Price change$438,000
2018-10-05Price change$444,900
2018-08-15Listed for sale$449,900
2015-08-05Sold$334,900
2015-05-16Price change$334,900
2015-03-07Listed for sale$359,900
2014-10-20Sold$45,000

For Sale by Agent

AgentMEREDITH and RYAN WERTZ
BrokerageSilverton Realty, Inc.

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